407 Bobwhite Cir, Lonoke, AR 72086 Property Records

Lonoke County property record for 407 Bobwhite Cir, Lonoke, AR 72086

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,510 sqft · built 2017
Owner	2 Individual Names on File
Tax Bill	$1,189 (2024)
Deeds & Mortgages	Aug 2025 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-40021-000`

Property Details

APN / Parcel Number

Primary APN	`114-40021-000`
Alternative APN	`46217`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,510 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2017
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1,024 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Deck Area	140 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 BOBWHITE CIR
City	LONOKE
State	AR
Zip	72086-8038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:21 CITY/MUNI/TWP:RURAL SUBD:BOBWHITE PHASE:II SEC/TWN/RNG/MER:SEC 02 TWN 03N RNG 09W
Legal Range	09W
Legal Township	03N
Legal Section	02
Legal Subdivision	BOBWHITE
Legal Phase	II
Legal Lot Number	21
Jurisdiction	LONOKE AR
Township / Civil Division	EAGLE
Census Block Group	2
Census Block	2009
Census Tract	20108

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 BOBWHITE CIR, LONOKE, AR 72086-8038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2025	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
May 4, 2020	Deed of Trust, Mortgage · Conventional with PMI COMMUNITY MTG
Feb 7, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage REGIONS MTG
Aug 16, 2017	Warranty Deed, Transfer · Construction Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2020
Deed Sale	Oct 31, 2020
Prior Sale	Feb 7, 2018 · Amount on File
Deed Document Number	2020-005260
Deed Book / Page	2020 / 4758
Prior Transfer Date	May 14, 2020
Prior Transfer Doc	2020-04758
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	407 BOBWHITE CIR, LONOKE, AR 72086-8038
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 BOBWHITE CIR, LONOKE, AR 72086-8038

Mortgage

Document Number	0000007282
Date	Aug 7, 2025
Book Page	2025/7282
Instrument	2025-07282

Lender

Name	ARVEST BANK
Type	Bank
Address	MAUMELLE, AR 72113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	407 BOBWHITE CIR, LONOKE, AR 72086-8038
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014748
Date	Dec 21, 2020
Book Page	2020/14748
Instrument	2020-14748

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	407 BOBWHITE CIR, LONOKE, AR 72086-8038
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 BOBWHITE CIR LONOKE AR 720868038, LONOKE, AR 72086-8038

Mortgage

Document Number	4759
Date	May 14, 2020
Instrument	4759

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 7, 2018
Property Address	407 BOBWHITE CIR, LONOKE, AR 72086-8038
Document Number	0000001109
Instrument Date	Feb 6, 2018
Instrument	1109
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 27, 2018
Title Company	TRINITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 BOBWHITE CIR LONOKE AR 720868038, LONOKE, AR 72086-8038

Mortgage

Document Number	1110
Date	Feb 7, 2018
Instrument	1110

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Aug 16, 2017
Property Address	407 BOBWHITE CIR, LONOKE, AR 72086-8038
Document Number	0000008034
Book / Page	2017 / 08034
Instrument Date	Aug 3, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	REALTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3133 MOUNT TABOR RD, 3133, CABOT, AR 72023-9557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3133 MOUNT TABOR RD, CABOT, AR 72023-9557
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008035
Date	Aug 16, 2017
Book Page	2017/08035

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CABOT, AR 72023

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,800 (-) Land $4,000 Building $32,800
2024	$1,189.00 (-5.93%)
2023	$1,264.00 Homeowner's exemption	$36,800 Land $4,000 Building $32,800	$184,000 Land $20,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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