Champaign County property record for 407 Bluff St, Sidney, IL 61877 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1991 |
| Square Footage | 3,080 sqft Living Area |
| Lot Size | 21,528 sqft (0.493 acres) |
| Garage | Attached, 288 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2025) |
| Tax Bill | $4,610.00 (2024) |
| Primary APN | 24-28-09-480-010 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Units | 2 Units |
| Building Area | 3,080 sqft Living Area |
| Gross Area | 6,736 sqft Gross Area |
| 1st Floor | 3,080 sqft 1st Floor |
| Basement Area | 3,080 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 21,528 sqft (0.493 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 288 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch Area | 384 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 407 BLUFF ST |
|---|---|
| City | SIDNEY |
| State | IL |
| Zip | 61877-7632 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 1, 2 BLOCK 12 SUB OF PT SE 1/4 SE 1/4 SEC. 9-18-10 (ORIGINAL TOWN OF SYDNEY) |
| Legal Range | 10E |
| Legal Township | 18N |
| Legal Section | 09 |
| Legal Subdivision | SUB |
| Legal Block | 12 |
| Legal Lot Number | 1,2 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | SIDNEY |
| Census Blockgroup | 2 |
| Census Block | 2041 |
| Census Tract | 10800 |
Source: Champaign County records · APN 24-28-09-480-010
Assessment roll updated April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 BLUFF ST, SIDNEY, IL 61877-7632 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 07, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Jan 17, 2020 | Loan Modification, Mortgage WASHINGTON SVGS BK FSB |
| Jan 22, 2019 | Loan Modification, Consolidation and Extension, Mortgage WASHINGTON SVGS BK FSB |
| Jan 26, 2018 | Loan Modification, Mortgage |
| May 12, 2017 | Loan Modification, Mortgage WASHINGTON SVGS BK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2025 · Amount on Record |
| Deed Sale | Jul 02, 2025 · Amount on Record |
| Deed Doc Number | 20259422 |
| Prior Transfer Date | Dec 26, 2024 |
| Prior Transfer Doc | 0000019082 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Apr 07, 2022 |
| Property Address | 407 BLUFF ST, SIDNEY, IL 61877-7632 |
| Document Number | 0000006214 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022R06214 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15649 N LAKEVIEW DR, EFFINGHAM, IL 62401-6284 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 407 BLUFF ST, SIDNEY, IL 61877-7632 |
| Document Number | 0000001950 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 407 BLUFF ST SIDNEY IL 618777632, SIDNEY, IL 61877-7632 |
| Document Number | 0000001950 |
|---|---|
| Date | Feb 05, 2020 |
| Instrument | 1950 |
| Name | WASHINGTON SVGS BK FSB |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | MATTOON, IL 61938 |
| Term | 12 Months |
|---|---|
| Due | Feb 04, 2021 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 407 BLUFF ST, SIDNEY, IL 61877-7632 |
| Document Number | 0000001454 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 407 BLUFF ST SIDNEY IL 618777632, SIDNEY, IL 61877-7632 |
| Document Number | 0000001454 |
|---|---|
| Date | Feb 01, 2019 |
| Instrument | 1454 |
| Name | WASHINGTON SVGS BK FSB |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | MATTOON, IL 61938 |
| Term | 12 Months |
|---|---|
| Due | Jan 31, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 407 BLUFF ST, SIDNEY, IL 61877-7632 |
| Document Number | 0000001955 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 407 BLUFF ST SIDNEY IL 618777632, SIDNEY, IL 61877-7632 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 407 BLUFF ST, SIDNEY, IL 61877-7632 |
| Document Number | 0000008523 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 407 BLUFF ST SIDNEY IL 618777632, SIDNEY, IL 61877-7632 |
| Document Number | 0000008523 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 8523 |
| Name | WASHINGTON SVGS BK FSB |
|---|---|
| Address | MATTOON, IL 61938 |
| Term | 12 Months |
|---|---|
| Due | May 16, 2018 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Sidney Township |
| Municipality | Sidney Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,860 (-22.5%) Land $10,720 Building $78,140 | $266,580 (-22.5%) Land $32,160 Building $234,420 | |
| 2024 | $4,610.00 (-32.35%) | ||
| 2022 | $6,814.00 | $114,660 Land $8,460 Building $106,200 | $343,980 Land $25,380 Building $318,600 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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