Durham County property record for 407 Bingham St, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 950 sqft · built 1960 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Jul 2018) |
| Tax Bill | $2,740 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0831-82-0081 |
| Primary APN | 0831-82-0081 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Heated Area |
| 1st Floor Area | 950 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 134 ft deep x 68 ft wide |
| Porch | Porch |
| Porch Area | 68 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 407 BINGHAM ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-4342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | RAND TERRACE/SEC:01/LT#01 PL:000036-000014 |
| Legal Subdivision | RAND TERRACE |
| Legal Lot Number | 1 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1001 |
407 Bingham St is owned and occupied by two individuals who acquired it in June 2021.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 BINGHAM ST, DURHAM, NC 27703-4342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Jul 23, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Nov 9, 2017 | Warranty Deed, Construction Loan · Construction Mortgage CHOICE RENTALS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on File |
| Deed Sale | Jul 23, 2018 · Amount on File |
| Prior Sale | Nov 9, 2017 · Amount on File |
| Deed Document Number | 201825423 |
| Deed Book / Page | 8471 / 802 |
| Last Transfer Date | Jun 25, 2021 |
| Transfer Doc | 0093770232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jun 28, 2021 |
| Property Address | 407 BINGHAM ST, DURHAM, NC 27703-4342 |
| Document Number | 0093770232 |
| Book / Page | 9377 / 232 |
| Map Reference | MB 36 PG 14 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021032465 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 E GOWEN AVVE, 42, PHILADELPHIA, PA 19119 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 BINGHAM ST, DURHAM, NC 27703-4342 |
| Document Number | 2021032466 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021032466 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 23, 2018 |
| Property Address | 407 BINGHAM ST, DURHAM, NC 27703-4342 |
| Document Number | 0084710802 |
| Book / Page | 008471 / 000802 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 25423 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 BINGHAM ST DURHAM NC 277034342, DURHAM, NC 27703-4342 |
| Document Number | 84710804 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 008471/000804 |
| Instrument | 25424 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Nov 9, 2017 |
| Property Address | 407 BINGHAM ST, DURHAM, NC 27703-4342 |
| Document Number | 0083060022 |
| Book / Page | 008306 / 000022 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 39618 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 407 BINGHAM ST DURHAM NC 277034342, DURHAM, NC 27703-4342 |
| Document Number | 83060024 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 008306/000024 |
| Instrument | 39619 |
| Name | CHOICE RENTALS LLC |
|---|---|
| Address | PO BOX 213, MORRISVILLE, NC 27560-0213 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 8, 2018 |
The 2026 property tax bill for 407 Bingham St was $2,740, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,740.00 (+2.51%) | $269,676 (-) Land $133,100 Building $136,576 | $269,676 (-) Land $133,100 Building $136,576 |
| 2025 | $2,673.00 | $269,676 Land $133,100 Building $136,576 | $269,676 Land $133,100 Building $136,576 |
| 2023 | $1,884.00 (+2.34%) | $143,843 Land $24,100 Building $119,743 | $143,843 Land $24,100 Building $119,743 |
| 2022 | $1,841.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Bingham St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 Bingham St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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