407 Beechwood Dr, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 407 Beechwood Dr, Willowick, OH 44095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1955
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Apr 2022)
Tax Bill	$3,997 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-A-042-M-00-045-0`

Property Details

APN / Parcel Number

Primary APN	`28-A-042-M-00-045-0`
Alternative APN	`D 51`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	832 sqft
Family Room	Family Room
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Deck Area	230 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	D 51
Street Address	407 BEECHWOOD DR
City	WILLOWICK
State	OH
Zip	44095-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	LOT 6 & 8 TRACT 15
Legal Subdivision	WHITEWOOD SUBDIVISION
Legal Tract	15
Legal Lot Number	144
Jurisdiction	LAKE OH
Township / Civil Division	WILLOWICK
Census Block Group	2
Census Block	2008
Census Tract	200500

Owner

407 Beechwood Dr is owned and occupied by an individual who bought it in April 2022.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	407 BEECHWOOD DR, WILLOWICK, OH 44095-5048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 8, 2018	Fiduciary Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	472169
Record Updated	Jun 7, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Apr 28, 2022
Property Address	407 BEECHWOOD DR, WILLOWICK, OH 44095-5048
Document Number	0000012393
Map Reference	VOL G PG 110
Instrument Date	Apr 27, 2022
Instrument	2022R012393
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 BEECHWOOD DR, WILLOWICK, OH 44095-5048

Mortgage

Document Number	0000012394
Date	Apr 28, 2022
Instrument	2022R012394

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAKE OH
Recording Date	Jun 8, 2018
Property Address	407 BEECHWOOD DR, WILLOWICK, OH 44095-5048
Document Number	0000014381
Map Reference	VOL G PG110
Instrument Date	Jun 4, 2018
Instrument	2018R014381
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 BEECHWOOD DR, WILLOWICK, OH 44095-5048

Mortgage

Document Number	0000014382
Date	Jun 8, 2018
Instrument	2018R014382

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willowick City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,997.00 (+43.26%) Homeowner's exemption	$38,590 (-) Land $11,690 Building $26,900
2022	$2,790.00 Homeowner's exemption	$38,590 Land $11,690 Building $26,900
2021			$110,250 Land $33,400 Building $76,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Beechwood Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Beechwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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