407 Bee Tree Rd, Swannanoa, NC 28778 Property Records

Buncombe County property record for 407 Bee Tree Rd, Swannanoa, NC 28778

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 2 ba · 3,354 sqft · built 1942
Lot Size2.29 acres (99,752 sqft)
OwnerCompany Name on Record
Tax Bill$3,833 (2025)
Flood ZoneZone X (minimal risk)
APN640865-2020-202

Property Details

APN / Parcel Number

Primary APN640865-2020-202
Alternative APNs
  • 9689-54-3387-00000
  • 968915543311000
  • 001721200

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,354 sqft Living Area
Gross Area4,180 sqft
1st Floor Area3,354 sqft
Basement Area298 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area99,752 sqft (2.29 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area296 sqft
Patio Area528 sqft
Canopy700 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number640865-2020-202
Street Address407 BEE TREE RD
CitySWANNANOA
StateNC
Zip28778-2240
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-1
Legal DescriptionLOT: TRACT 2 PLAT: 0106-0055
Legal Tract2
Legal Block4
Legal Lot NumberTRACT
JurisdictionBUNCOMBE NC
Township / Civil DivisionSWANNANOA
Census Block Group4
Census Block4008
Census Tract3002

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address407 BEE TREE RD, SWANNANOA, NC 28778-2240
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 16, 2015
Transfer Doc0052771696
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,833.00$549,700 (-) Land $73,800 Building $475,900$549,700 (-) Land $73,800 Building $475,900
2023$3,507.00$549,700$549,700 (-) Land $93,800 Building $455,900
2021$549,700 Land $73,800 Building $475,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims35 (2018–2024)
Claims Outside the SFHA7 of 35
Most Recent ClaimOct 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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