Garrett County property record for 407 Bear Dr E, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,440 sqft · built 1974 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $323,606 (Feb 2023) |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-010725 |
| Primary APN | 06-010725 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,440 sqft Total Area |
| 1st Floor Area | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 238 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 010725 |
|---|---|
| Street Address | 407 BEAR DR E |
| City | OAKLAND |
| State | MD |
| Zip | 21550-7840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.47 AC LOT 1 SEC 3 BLK L PINEY MTN CORP SUB |
| Legal Subdivision | PINEY MTN CORP SUB |
| Legal Block | L |
| Legal Lot Number | 1 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 602 |
Source: Garrett County records · APN 06-010725
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 RED MAGNOLIA CT, MILLERSVILLE, MD 21108-1879 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2023 · Amount on Record |
| Deed Sale | Feb 23, 2023 · Amount on Record |
| Prior Sale | Sep 03, 2014 · Amount on Record |
| Deed Book / Page | 2474 / 56 |
| Prior Transfer Date | Nov 21, 2008 |
| Prior Transfer Doc | 0013990729 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Feb 23, 2023 |
| Property Address | 407 BEAR DR E, OAKLAND, MD 21550-7840 |
| Document Number | 0024740056 |
| Book / Page | 2474 / 56 |
| Map Reference | DR I FILE 13 |
| Instrument Date | Feb 09, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2023 |
| Title Company | LAKE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,618.03 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 RED MAGNOLIA CT, MILLERSVILLE, MD 21108-1879 |
| Document Number | 0024740062 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 2474/62 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,437.00 (+68.42%) | $212,667 (+75.18%) | $258,300 (+112.77%) Land $11,200 Building $247,100 |
| 2023 | $1,447.00 | $121,400 Land $11,200 Building $110,200 | $121,400 Land $11,200 Building $110,200 |
Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| QCOL Fiber | 10,000 / 10,000 |
| Declaration Networks Group Fixed Wireless | 300 / 40 |
Based on FCC filings for 20 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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