407 Beach Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 407 Beach Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,500 sqft · built 1900
Lot Size	0.162 acres (7,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,000 (Jun 2014)
Tax Bill	$4,841 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jun 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-321-04401400`

Property Details

APN / Parcel Number

Primary APN	`01-321-04401400`
Alternative APNs	`132104401400` `32104401400`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,530 sqft
Basement Area	140 sqft
Finished Basement	140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,060 sqft (0.162 acres)
Garage Type	Built-in
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Deck Area	112 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	32104401400
Street Address	407 BEACH DR
City	EDGEWATER
State	MD
Zip	21037-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 136 GLEBE HEIGHTS
Legal Subdivision	GLEBE HEIGHTS
Legal Block	1
Legal Lot Number	136
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1019
Census Tract	701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 BEACH DR, EDGEWATER, MD 21037-3034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 25, 2018	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 1, 2019	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage THRIVE MORTGAGE LLC
May 16, 2017	Deed of Trust, Mortgage · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Nov 25, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2014 · Amount on Record
Deed Sale	Jun 5, 2014 · Amount on Record
Prior Sale	Sep 4, 2008 · Amount on Record
Deed Book / Page	27335 / 38
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	407 BEACH DR, EDGEWATER, MD 21037-3034
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 BEACH DR, EDGEWATER, MD 21037-3034

Mortgage

Document Number	0402070155
Date	Jan 30, 2024
Book Page	40207/155

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	407 BEACH DR, EDGEWATER, MD 21037-3034
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0322410240
Date	Jun 25, 2018
Book Page	32241/240

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	407 BEACH DR, EDGEWATER, MD 21037-3034
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0329150190
Date	Mar 1, 2019
Book Page	32915/190

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	407 BEACH DR, EDGEWATER, MD 21037-3034
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365520320
Date	Apr 14, 2021
Book Page	36552/320

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	407 BEACH DR, EDGEWATER, MD 21037-3034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0309370073
Date	May 16, 2017
Book Page	30937/073
Instrument	30937-073

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	407 BEACH DR, EDGEWATER, MD 21037-3034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0338810050
Date	Nov 25, 2019
Book Page	33881/050

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,400 (+26.71%) Land $253,000 Building $250,400	$503,400 (+26.71%) Land $253,000 Building $250,400
2025	$4,841.00 (+18.04%)
2023	$4,101.00 Homeowner's exemption	$397,300 Land $199,100 Building $198,200	$397,300 Land $199,100 Building $198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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