407 Beach Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 407 Beach Ave, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1919
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Apr 2004)
Tax Bill	$8,255 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00053-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`08-00053-0000-00010`
Alternative APNs	`080005300010` `21.B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	560 sqft
Upper Floors Area	520 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	21.B
Street Address	407 BEACH AVE
City	BRADLEY BEACH
State	NJ
Zip	07720-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	53
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	2
Census Block	2009
Census Tract	808202

Owner

407 Beach Ave is owned by two individuals who bought it in April 2004.

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 GREENWOOD CT, BRANCHBURG, NJ 08876-3604
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2004 · Amount on File
Deed Sale	Apr 23, 2004 · Amount on File
Prior Sale	Jul 22, 1998 · Amount on File
Deed Book / Page	8354 / 6637
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	407 BEACH AVE, BRADLEY BEACH, NJ 07720-1201
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095255197
Date	Jul 7, 2021
Book Page	9525/5197
Instrument	2021104580

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 407 Beach Ave was $8,255, up 2.9% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,087,800 (+16.62%) Land $779,900 Building $307,900	$1,087,800 (+16.62%) Land $779,900 Building $307,900
2025	$8,255.00 (+2.89%)	$932,800 Land $620,100 Building $312,700	$932,800 Land $620,100 Building $312,700
2024	$8,023.00
2023		$849,800 Land $565,200 Building $284,600	$849,800 Land $565,200 Building $284,600
2022	$7,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Beach Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	99 units insured incl. 40 condo units
Nearby Flood Claims	3 (2012–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Beach Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20