407 Bay Meadows Way, Solana Beach, CA 92075 Property Records

San Diego County property record for 407 Bay Meadows Way, Solana Beach, CA 92075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,173 sqft · built 1976
Lot Size	0.3 acres (1,323 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Apr 2021)
Tax Bill	$10,248 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`298-500-04-00`

Property Details

APN / Parcel Number

Primary APN	`298-500-04-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,173 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,323 sqft (0.3 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 BAY MEADOWS WAY
City	SOLANA BEACH
State	CA
Zip	92075-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHRd
Legal Description	LOT 61 TR 007733
Legal Subdivision	TURFWOOD
Legal Tract	007733
Legal Block	2
Legal Lot Number	61
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17308

Owner

407 Bay Meadows Way is owned and occupied by two individuals who bought it in April 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 BAY MEADOWS WAY, SOLANA BEACH, CA 92075-2447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Apr 19, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 21, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 3, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2021 · Amount on File
Deed Sale	Apr 19, 2021 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Document Number	2021302937
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	407 BAY MEADOWS WAY, SOLANA BEACH, CA 92075-2447
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 BAY MEADOWS WAY, SOLANA BEACH, CA 92075-2447

Mortgage

Document Number	0000078599
Date	Mar 28, 2023
Instrument	2023-0078599

Lender

Name	COMERICA BANK
Type	Bank
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2021
Property Address	407 BAY MEADOWS WAY, SOLANA BEACH, CA 92075-2447
Document Number	0000302937
Map Reference	MAP 7733
Instrument Date	Apr 13, 2021
Instrument	2021-0302937
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO SD BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 BAY MEADOWS WAY, SOLANA BEACH, CA 92075-2447

Mortgage

Document Number	0000302938
Date	Apr 19, 2021
Instrument	2021-0302938

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	407 BAY MEADOWS WAY, SOLANA BEACH, CA 92075-2447
Document Number	0000062818
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9916 FOX VALLEY LN SAN DIEGO CA 921273403, SAN DIEGO, CA 92127-3403

Mortgage

Document Number	0000062818
Date	Feb 6, 2020
Instrument	62818

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	407 BAY MEADOWS WAY, SOLANA BEACH, CA 92075-2447
Document Number	0000525609
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9916 FOX VALLEY LN SAN DIEGO CA 921273403, SAN DIEGO, CA 92127-3403

Mortgage

Document Number	0000525609
Date	Dec 24, 2018
Instrument	525609

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 23, 2058

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2018
Property Address	407 BAY MEADOWS WAY, SOLANA BEACH, CA 92075-2447
Document Number	0000413000
Instrument Date	Jul 25, 2018
Instrument	413000
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$723.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9916 FOX VALLEY LN SAN DIEGO CA 921273403, SAN DIEGO, CA 92127-3403

Mortgage

Document Number	413001
Date	Oct 3, 2018
Instrument	413001

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 407 Bay Meadows Way was $10,248.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$904,814 (+2%) Land $421,886 Building $482,928
2025	$10,248.00	$887,073 Land $413,614 Building $473,459
2023	$9,800.00 (+1.5%)	$852,628 Land $397,553 Building $455,075
2022	$9,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 407 Bay Meadows Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	137 units insured incl. 128 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Bay Meadows Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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