Kenton County property record for 407 Baltimore Ave, Covington, KY 41015 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1926 |
| Square Footage | 840 sqft Finished Area |
| Lot Size | 2,125 sqft (0.049 acres) |
| Last Sale | $97,000 (2025) |
| Tax Bill | $1,477.00 (2025) |
| Primary APN | 056-43-09-011.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 840 sqft Finished Area |
| Gross Area | 966 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,125 sqft (0.049 acres) |
| Depth X Width | 85 ft x 25 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 407 BALTIMORE AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1824 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | H S & H N 85' LOT 24 25'X 85' SS BALTIMORE AVE |
| Legal Subdivision | HALL SANFORD & HALL |
| Legal Lot Number | 24 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-43-09-011.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 OAKWOOD LN, ALEXANDRIA, KY 41001-1331 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| May 16, 2025 | Warranty Deed, Transfer · Commercial Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on Record |
| Deed Sale | May 16, 2025 · Amount on Record |
| Deed Doc Number | 202540 |
| Deed Book / Page | 343 / 289 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 24, 2026 |
| Property Address | 407 BALTIMORE AVE, COVINGTON, KY 41015-1824 |
| Document Number | 0000013079 |
| Book / Page | 449 / 844 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202613079 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 BALTIMORE AVE, COVINGTON, KY 41015-1824 |
| Document Number | 0000013079, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 449/844 |
| Instrument | 202613079 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 16, 2025 |
| Property Address | 407 BALTIMORE AVE, COVINGTON, KY 41015-1824 |
| Document Number | 0005900040 |
| Book / Page | KC 343 / 289 |
| Map Reference | PL 197 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 25051605900040 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 831 CARRIEVIEW DR, CRESCENT SPRINGS, KY 41017-1544 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4 OAKWOOD LN, ALEXANDRIA, KY 41001-1331 |
| Document Number | 0005900041 |
|---|---|
| Date | May 16, 2025 |
| Instrument | 25051605900041 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,477.00 (+70.36%) | $111,500 (-) Land $10,000 Building $101,500 | $111,500 (-) Land $10,000 Building $101,500 |
| 2023 | $867.00 Homeowner's exemption | $111,500 Land $10,000 Building $101,500 | $111,500 Land $10,000 Building $101,500 |
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