Blount County property record for 407 B St S, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,234 sqft · built 2017 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $593 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-31-3-004-053 |
| Primary APN | 16-09-31-3-004-053 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 3,200 sqft (0.073 acres) |
| Lot Dimensions | 80 ft deep x 40 ft wide |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 48738 |
|---|---|
| Street Address | 407 B ST S |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 15 & 16 BLK 23 ONEONTA LAND CO; MC 16M; BEG SE COR LOT 16 NW 40 SW 100 SE 60 NE 101 TO R/W B ST NE ALG R/W 10 TO |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 31 |
| Legal Subdivision | ONEONTA LAND & IMPROVEMENT CO |
| Legal Block | 23 |
| Legal Lot Number | 15-16 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 50106 |
407 B St S is owned and occupied by an individual who acquired it in March 2017.
Source: Blount County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 311, ONEONTA, AL 35121-0023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HOUSING ADMINISTRATION |
| Jan 8, 2019 | Deed of Trust, Mortgage LIVE WELL FINANCIAL INC |
| Jan 8, 2019 | Deed of Trust, Mortgage LIVE WELL FINANCIAL INC |
| Mar 15, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2010 |
| Deed Sale | Jun 9, 2010 |
| Deed Document Number | 2010329846 |
| Last Transfer Date | Mar 15, 2017 |
| Transfer Doc | 02017/6314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 407 B ST S, ONEONTA, AL 35121-2047 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 407 B ST S, ONEONTA, AL 35121-2047 |
| Document Number | 2021/19418 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 2021/19418 |
| Instrument | 10027710 |
| Name | FEDERAL HOUSING ADMINISTRATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 407 B ST S, ONEONTA, AL 35121-2047 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002019/509 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 2019/509 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 407 B ST S, ONEONTA, AL 35121-2047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/523 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 2019/523 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Mar 15, 2017 |
| Property Address | 407 B ST S, ONEONTA, AL 35121-2047 |
| Document Number | 02017/6314 |
| Book / Page | 2017 / 6314 |
| Instrument Date | Mar 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 JEFFERSON AVE W, 300, ONEONTA, AL 35121-2030 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 311, ONEONTA, AL 35121-0023 |
The 2026 property tax bill for 407 B St S was $593 with exemptions applied, down 8.9% from the year before.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $593.00 (-8.91%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $651.00 | $17,760 (-1%) | $177,440 (-1.03%) Land $8,700 Building $168,740 |
| 2024 | Homeowner's exemption | $17,940 (+7.81%) Land $880 Building $17,060 | $179,280 (+7.75%) Land $8,700 Building $170,580 |
| 2023 | Homeowner's exemption | $16,640 Land $880 Building $15,760 | $166,380 Land $8,700 Building $157,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 B St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 B St S is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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