407 Ayers St, Waverly, IL 62692 Property Records

Morgan County property record for 407 Ayers St, Waverly, IL 62692

Property Summary

Property Type	Single Family Home
Details	732 sqft · built 1974
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Aug 2021)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-11-302-003`

Property Details

APN / Parcel Number

Primary APN	`19-11-302-003`

Interior

Building Area	732 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Street Address	407 AYERS ST
City	WAVERLY
State	IL
Zip	62692-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF WAVERLY SALTERS 2ND ADDITION LT 89
Legal Range	08W
Legal Township	13N
Legal Section	11
Legal Subdivision	SALTERS 2ND ADDITION
Legal Lot Number	89
Jurisdiction	MORGAN IL
Township / Civil Division	WAVERLY NO. 1
Census Block Group	4
Census Block	4018
Census Tract	952300

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 AYERS ST, WAVERLY, IL 62692-1144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	2021639049
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Aug 25, 2021
Property Address	407 AYERS ST, WAVERLY, IL 62692-1144
Document Number	639049
Instrument Date	Aug 24, 2021
Instrument	639049
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 AYERS ST, WAVERLY, IL 62692-1144

Mortgage

Document Number	639050
Date	Aug 25, 2021
Instrument	639050

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Mar 1, 2021
Property Address	407 AYERS ST, WAVERLY, IL 62692-1144
Document Number	0000636276
Instrument Date	Feb 26, 2021
Instrument	636276
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$54.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32726 DEER CREEK RD, GIRARD, IL 62640-7099

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Waverly City
Unified School District	Waverly Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,757.00 (+5.27%)	$28,390 (+12.12%) Land $4,070 Building $24,320	$85,170 (+12.12%) Land $12,210 Building $72,960
2024	$1,669.00 (+53.68%)
2023		$25,320 (-) Land $3,670 Building $21,650	$75,960 (-) Land $11,010 Building $64,950
2022	$1,086.00 (-23.25%) Homeowner's exemption	$25,320 Land $3,670 Building $21,650	$75,960 Land $11,010 Building $64,950
2021	$1,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY serves 1,194 people · EPA ID IL1370450
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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