407 Ashley Ct, Kalispell, MT 59901 Property Records

Flathead County property record for 407 Ashley Ct, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,040 sqft · built 1969
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,769 (Sep 2026)
Tax Bill	$2,537 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0759702`

Property Details

APN / Parcel Number

Primary APN	`R0759702`
Alternative APNs	`07-3965-01-4-12-08-0000` `0000251950`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000251950
Street Address	407 ASHLEY CT
City	KALISPELL
State	MT
Zip	59901-2678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	NORTHRIDGE HEIGHTS, S01, T28 N, R22 W, BLOCK 004, LOT 020
Legal Range	22W
Legal Township	28N
Legal Section	01
Legal Subdivision	NORTHRIDGE HEIGHTS
Legal Block	4
Legal Lot Number	20
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1015
Census Tract	902

Owner

Source: Flathead County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 ASHLEY CT, KALISPELL, MT 59901-2678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Dec 1, 2023	Personal Representative Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Dec 1, 2023
Deed Document Number	202620674
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 15, 2026
Property Address	407 ASHLEY CT, KALISPELL, MT 59901-2678
Document Number	0000020674
Instrument Date	Sep 15, 2026
Instrument	202620674
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ASHLEY CT, KALISPELL, MT 59901-2678

Mortgage

Document Number	0000020675,
Date	Sep 15, 2026
Instrument	202620675

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000020676,
Date	Sep 15, 2026
Instrument	202620676

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 1, 2023
Property Address	407 ASHLEY CT, KALISPELL, MT 59901-2678
Document Number	202300021470
Instrument Date	Nov 21, 2023
Instrument	202300021470
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ASHLEY CT, KALISPELL, MT 59901-2678

Mortgage

Document Number	202300021472
Date	Dec 1, 2023
Instrument	202300021472

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 1, 2023
Property Address	407 ASHLEY CT, KALISPELL, MT 59901-2678
Document Number	202300021471
Instrument Date	Nov 21, 2023
Instrument	202300021471
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ASHLEY CT, KALISPELL, MT 59901-2678

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,537.00 (+5.66%)	$468,700 (-)
2025	$2,401.00 (-38.36%)	$468,700 (+20.46%)	$468,700 (+20.46%) Land $113,885 Building $354,815
2023	$3,895.00	$389,100	$389,100 Land $67,023 Building $322,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: Verizon, Vero Fiber.

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