407 Arbours Dr, Savoy, IL 61874 Property Records

Champaign County property record for 407 Arbours Dr, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.256 acres (11,167 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2005)
Tax Bill	$6,010 (2024)
Deeds & Mortgages	May 2026 Line of Credit Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-20-25-152-007`

Property Details

APN / Parcel Number

Primary APN	`03-20-25-152-007`

Exterior

Lot Area	11,167 sqft (0.256 acres)

Location & Zoning

Street Address	407 ARBOURS DR
City	SAVOY
State	IL
Zip	61874-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 812 ARBOURS SUB NO 8
Legal Range	08E
Legal Township	19N
Legal Section	25
Legal Subdivision	ARBOURS SUB NO 8
Legal Lot Number	812
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1016
Census Tract	1302

Owner

Source: Champaign County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 ARBOURS DR, SAVOY, IL 61874-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Oct 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2005 · Amount on Record
Deed Sale	Oct 24, 2005 · Amount on Record
Deed Document Number	200532303
Last Transfer Date	Aug 1, 2016
Transfer Doc	0000017794
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	May 5, 2026
Property Address	407 ARBOURS DR, SAVOY, IL 61874-9752
Document Number	0000006529
Instrument Date	Apr 24, 2026
Instrument	20266529
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ARBOURS DR, SAVOY, IL 61874-9752

Mortgage

Document Number	0000006529,
Date	May 5, 2026
Instrument	20266529

Lender

Name	BUSEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2046

Interest

Rate	6.38%
Max Rate	-1%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 15, 2018
Property Address	407 ARBOURS DR, SAVOY, IL 61874-9752
Document Number	0000017794
Instrument Date	Oct 15, 2018
Instrument	17794
Transaction Type	Transfer
Record Updated	Nov 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	407 ARBOURS DR SAVOY IL 618749752, SAVOY, IL 61874-9752

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,410 (+35.24%) Land $19,490 Building $94,920	$343,230 (+35.24%) Land $58,470 Building $284,760
2024	$6,010.00 (+4.07%)
2022	$5,775.00 Homeowner's exemption Additional exemption filed	$84,600 Land $14,910 Building $69,690	$253,800 Land $44,730 Building $209,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, i3 Broadband, Nextlink.

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