407 Anchor Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 407 Anchor Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,253 sqft · built 1966
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2007)
Tax Bill	$24 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`5 38A`

Property Details

APN / Parcel Number

Primary APN	`5 38A`
Alternative APN	`124`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
Gross Area	3,021 sqft
1st Floor Area	1,925 sqft
Attic	Attic
Attic Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Porch	Slab
Porch Area	112 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	124
Street Address	407 ANCHOR RD
City	LANCASTER
State	VA
Zip	22503-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORWOOD 1.1 AC LR16/1078
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	1
Census Block	1016
Census Tract	30100

Owner

Source: Lancaster County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12119 LAMMERMOOR DR, CHESTERFIELD, VA 23838-5315
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2007 · Amount on Record
Deed Sale	Oct 24, 2007 · Amount on Record
Deed Book / Page	700 / 3013
Last Transfer Date	Jun 25, 2026
Transfer Doc	0000001783
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 21, 2026
Property Address	407 ANCHOR RD, LANCASTER, VA 22503-3211
Document Number	0000001783
Instrument Date	Jun 25, 2026
Instrument	20261783
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12119 LAMMERMOOR DR, CHESTERFIELD, VA 23838-5315

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	407 ANCHOR RD, LANCASTER, VA 22503-3211
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000128
Date	Jan 15, 2021
Instrument	210000128

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24.00 (-98.89%)	$444,100 (+29.1%) Land $180,000 Building $264,100	$444,100 (+29.1%) Land $180,000 Building $264,100
2023	$2,167.00	$344,000 Land $180,000 Building $164,000	$344,000 Land $180,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	37 (1996–2011)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Anchor Rd

Nearby Streets

All Lancaster, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures