Brevard County property record for 407 Anchor Key, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,017 sqft · built 1989 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Feb 2001) |
| Tax Bill | $7,652 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-08-IO-*-61 |
| Primary APN | 28-38-08-IO-*-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,017 sqft Living Area |
| Gross Area | 4,313 sqft |
| 1st Floor Area | 3,017 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 584 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 712 sqft |
| Deck Area | 761 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2848139 |
|---|---|
| Street Address | 407 ANCHOR KY |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2RS |
| Legal Description | HARBOR EAST SEC 2 LOT 61 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | HARBOR EAST SEC 2 |
| Legal Lot Number | 61 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 66101 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 ANCHOR KY, MELBOURNE BEACH, FL 32951-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU |
| Mar 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2001 · Amount on Record |
| Deed Sale | Feb 2, 2001 · Amount on Record |
| Deed Book / Page | 4282 / 2506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 407 ANCHOR KY, MELBOURNE BEACH, FL 32951-2729 |
| Document Number | 0087191005 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 ANCHOR KY MELBOURNE BEACH FL 329512729, MELBOURNE BEACH, FL 32951-2729 |
| Document Number | 0087191005 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 008719/001005 |
| Instrument | 85720 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 407 ANCHOR KY, MELBOURNE BEACH, FL 32951-2729 |
| Document Number | 0081320100 |
| Instrument Date | Mar 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 ANCHOR KY MELBOURNE BEACH FL 329512729, MELBOURNE BEACH, FL 32951-2729 |
| Document Number | 0081320100 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 008132/000100 |
| Instrument | 75536 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 4, 2033 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555,530 (+2.7%) | $1,173,570 (-0.89%) | |
| 2025 | $7,652.00 (+5.18%) Homeowner's exemption | $540,930 (+5.99%) | $1,184,050 (+6.18%) Land $525,000 Building $659,050 |
| 2023 | $7,275.00 (+1.55%) Homeowner's exemption | $510,380 (+3%) | $1,115,110 (+18.38%) Land $425,000 Building $690,110 |
| 2022 | $7,164.00 Homeowner's exemption | $495,520 | $941,970 Land $385,000 Building $556,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 57 (1979–2022) |
| Claims Outside the SFHA | 32 of 57 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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