407 Amelia St, Key West, FL 33040 Property Records

Monroe County property record for 407 Amelia St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,002 sqft · built 1933
Lot Size0.068 acres (2,947 sqft)
OwnerIndividual Name on File
Last Sale$26,000 (May 2008)
Tax Bill$4,047 (2024)
Flood ZoneZone AE (high risk)
APN00028180-000000

Property Details

APN / Parcel Number

Primary APN00028180-000000
Alternative APN
  • 1028959

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,002 sqft Living Area
1st Floor Area1,002 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,947 sqft (0.068 acres)
Lot Dimensions82 ft deep x 36 ft wide

Exterior Amenities

Pool Area120 sqft
PorchOpen Porch
Porch Area192 sqft
Patio Area488 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1028959
Street Address407 AMELIA ST
CityKEY WEST
StateFL
Zip33040-3120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW PT SUB 7 PT LOT 3 SQR 6 TR 11 H2-151 OR643-521/22 OR825-2260 OR825-2261 OR1170-1253 OR1628-912 OR1871-2093 OR2090-720/21 OR2090-722 OR2109-2127 OR2176-1029/30 OR2176-1031/32 OR2361-1090/93 OR2763-2068/69 OR2771-1131/32
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionISLAND OF KEY WEST
Legal Tract11
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2010
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

407 Amelia St is owned and occupied by an individual who bought it in May 2008.

Source: Monroe County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address407 AMELIA ST, KEY WEST, FL 33040-3120
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2008 · Amount on File
Deed SaleMay 15, 2008 · Amount on File
Prior SaleDec 28, 2005
Deed Document Number20081695286
Deed Book / Page2361 / 1090
Prior Transfer DateAug 16, 2006
Prior Transfer Doc0001608537
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$488,389$1,413,347 Land $1,220,353 Building $192,994
2024$4,047.00 (+1.84%)
2023$3,974.00 (+4.58%) Homeowner's exemption$460,801 (+3%)$1,186,345 (+23.87%) Land $1,017,953 Building $168,392
2022$3,800.00 Homeowner's exemption$447,380$957,767 Land $788,765 Building $169,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Amelia St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 units insured
incl. 48 condo units
Nearby Flood Claims253 (1980–2022)
Claims Outside the SFHA16 of 253
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 101 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Amelia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Amelia St

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