407 Alter Ter, Lebanon, TN 37087 Property Records

Wilson County property record for 407 Alter Ter, Lebanon, TN 37087

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,493 sqft · built 2022
Lot Size	0.128 acres (5,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2026)
Tax Bill	$1,474 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047N-B-063.00`

Property Details

APN / Parcel Number

Primary APN	`047N-B-063.00`
Alternative APN	`095047N B 06300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,493 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,493 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	5,552 sqft (0.128 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	095047N B 06300
Street Address	407 ALTER TER
City	LEBANON
State	TN
Zip	37087-3906
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE PRESERVE AT BELLE POINTE 1A2 PB 30 PG 566 LOT 326
Legal Subdivision	THE PRESERVE AT BELLE POINTE 1A2
Legal Lot Number	326
Jurisdiction	WILSON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	30206

Owner

Source: Wilson County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 ALTER TER, LEBANON, TN 37087-3906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · VA Mortgage TEXANA BANK
May 1, 2026	Warranty Deed, Transfer · VA Mortgage TEXANA BANK
Jan 17, 2023	Intrafamily Transfer, Transfer
Jan 17, 2023	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	20269993
Deed Book / Page	2447 / 1265
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON TN
Recording Date	May 1, 2026
Property Address	407 ALTER TER, LEBANON, TN 37087-3906
Document Number	0000009993
Book / Page	2447 / 1265
Instrument Date	May 1, 2026
Instrument	2026.9993
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	LEGENDS TITLE SERVICES LLC, LEGENDS TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149,480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ALTER TER, LEBANON, TN 37087-3906

Mortgage

Document Number	0000009994,
Date	May 1, 2026
Instrument	2026..9994

Lender

Name	TEXANA BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON TN
Recording Date	May 1, 2026
Property Address	407 ALTER TER, LEBANON, TN 37087-3906
Document Number	02447/1265
Book / Page	2447 / 1265
Instrument Date	May 1, 2026
Instrument	20269993
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	LEGENDS TITLE SERVICES LLC, LEGENDS TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149,480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ALTER TER, LEBANON, TN 37087-3906

Mortgage

Document Number	0000009994,
Date	May 1, 2026
Instrument	20269994

Lender

Name	TEXANA BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILSON TN
Recording Date	Jan 17, 2023
Property Address	407 ALTER TER, LEBANON, TN 37087-3906
Document Number	02230/1986
Book / Page	2230 / 1986
Map Reference	MB P30 PG 566
Instrument Date	Jan 17, 2023
Instrument	23000988
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	407 ALTER TER, LEBANON, TN 37087-3906

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON TN
Recording Date	Jan 17, 2023
Property Address	407 ALTER TER, LEBANON, TN 37087-3906
Document Number	02230/1960
Book / Page	2230 / 1960
Map Reference	MB P30 PG 566
Instrument Date	Jan 17, 2023
Instrument	23000986
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,405.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ALTER TERRACE, FLORENCE, SC 29502

Mortgage

Document Number	0023000987
Date	Jan 17, 2023
Instrument	23000987

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Wilson County
Municipality	Lebanon City
Elementary School District	Lebanon Special School District (PK - 08)
Secondary School District	Wilson County School District in Lebanon (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,474.00 (+132.49%)	$77,250 (-) Land $21,575 Building $55,675	$309,000 (-) Land $86,300 Building $222,700
2023		$77,250 (+251.94%) Land $21,575 Building $55,675
2022	$634.00	$21,950 Land $21,575 Building $375
2021			$309,000 Land $86,300 Building $222,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2013–2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUARDO UTILITY DISTRICT serves 16,175 people · EPA ID TN0000394
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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