407 9th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 407 9th St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,024 sqft · built 1890
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Tax Bill	$1,818 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Loan Modification
APN	`381700 90.71-8-6`

Property Details

APN / Parcel Number

Primary APN	`381700 90.71-8-6`
Alternative APN	`1303920`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,024 sqft Total Area
1st Floor Area	1,012 sqft
2nd Floor Area	1,012 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 37.5 ft wide
Porch	Porch
Porch Area	279 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1303920
Street Address	407 9TH ST
City	TROY
State	NY
Zip	12180-1412
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Description	2.5 STY FR HSE 398-22 9-08 M74 14 SPT 15
Legal Block	8
Legal Lot Number	6.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1005
Census Tract	40500

Owner

407 9th St, a duplex, is owned and occupied by an individual who acquired it in December 2010.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	407 9TH ST, 1, TROY, NY 12180-1412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BK
Jun 26, 2020	Loan Modification, Mortgage · Line of Credit PIONEER SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 31, 2010
Transfer Doc	0057610172
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	407 9TH ST, TROY, NY 12180-1412
Document Number	0000575603
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 9TH ST TROY NY 121801412, TROY, NY 12180-1412

Mortgage

Document Number	0000575603
Date	Oct 5, 2020
Book Page	009306/000206
Instrument	575603

Lender

Name	PIONEER BK
Type	Bank
Address	ALBANY, NY 12211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 4, 2040

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RENSSELAER NY
Property Address	407 9TH ST, TROY, NY 12180-1412
Document Number	0000575604
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 9TH ST TROY NY 121801412, TROY, NY 12180-1412

Mortgage

Document Number	0000575604
Date	Oct 5, 2020
Book Page	009306/000218
Instrument	575604

Lender

Name	PIONEER SVGS BK
Type	Federal Savings Bank
Address	ALBANY, NY 12211

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 407 9th St was $1,818 with exemptions applied, down 3.2% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,818.00 (-3.19%) Homeowner's exemption Senior Citizen's exemption
2025	$1,878.00	$67,400 Land $9,600 Building $57,800	$115,400 Land $16,437 Building $98,963
2023		$67,400 (-) Land $9,600 Building $57,800	$96,300 (+8.59%) Land $13,716 Building $82,584
2022	$2,742.00 Homeowner's exemption Senior Citizen's exemption	$67,400 Land $9,600 Building $57,800	$88,684 Land $12,632 Building $76,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 407 9th St.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 407 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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