407 8th St, Fowler, CO 81039 Property Records

Otero County property record for 407 8th St, Fowler, CO 81039

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,093 sqft · built 1904
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$97,000 (Jun 2019)
Tax Bill$776 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
APN4375-174-28005

Property Details

APN / Parcel Number

Primary APN4375-174-28005
Alternative APN
  • 101378

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,093 sqft Living Area

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.16 acres)
PorchPorch
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number101378
Street Address407 8TH ST
CityFOWLER
StateCO
Zip81039-1009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 17 FOWLER B875 P382 #611458 B887 P261 #611875 #614734 #619489 #540732 #624632
Legal Range59
Legal Township22
Legal Section17
Legal SubdivisionFOWLER (EX)
Legal Block17
Legal Lot Number4
JurisdictionOTERO CO
Township / Civil DivisionFOWLER
Census Block Group2
Census Block2046
Census Tract968000

Owner

407 8th St is owned and occupied by an individual who bought it in June 2019.

Source: Otero County records, as of February 16, 2026

Owner of RecordIndividual Name on File
Mailing Address407 8TH ST, FOWLER, CO 81039-1009
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Jun 19, 2019Special Warranty Deed, Transfer · FHA Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Feb 4, 2019Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2019 · Amount on File
Deed SaleJun 19, 2019 · Amount on File
Prior SaleFeb 4, 2019 · Amount on File
Deed Document Number654888
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTERO CO
Property Address407 8TH ST, FOWLER, CO 81039-1009
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyCSTONE TITLE, CAPSTONE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000662013
DateJul 20, 2021
Instrument662013
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

June 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOTERO CO
Recording DateJun 19, 2019
Property Address407 8TH ST, FOWLER, CO 81039-1009
Document Number0000654888
Instrument DateJun 19, 2019
Instrument654888
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$9.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 7TH ST, FOWLER, CO 81039-1109

Mortgage

Document Number0000654889
DateJun 19, 2019
Instrument654889
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Mortgage

Document Number0000654890
DateJun 19, 2019
Instrument654890
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTERO CO
Recording DateFeb 4, 2019
Property Address407 8TH ST, FOWLER, CO 81039-1009
Document Number0000653643
Instrument DateJan 31, 2019
Instrument653643
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 8TH ST, FOWLER, CO 81039-1009

Mortgage

Document Number0000653644
DateFeb 4, 2019
Instrument653644
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 407 8th St was $776.

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyOtero County
MunicipalityFowler Town
Unified School DistrictFowler School District R-4J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$776.00$9,239$147,822
2023$558.00 (-1.41%)$6,707 (-0.93%) Land $516 Building $6,191$155,108 Land $7,700 Building $147,408
2022$566.00$6,770 Land $535 Building $6,235
2021$97,414 Land $7,700 Building $89,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 407 8th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FOWLER
serves 1,169 people · EPA ID CO0145210
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityGross alpha radiation
resolved · Jul 2024
Failure to filter
resolved · Apr 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SECOM
Fixed Wireless · Fiber in parts of the area
300 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 8th St

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