407 8th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 407 8th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,640 sqft · built 1910
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2019)
Tax Bill	$4,953 (2026)
Deeds & Mortgages	Aug 2022 Refinance Oct 2019 Sale & Mortgage + 1 more
APN	`381700 80.80-1-6`

Property Details

APN / Parcel Number

Primary APN	`381700 80.80-1-6`
Alternative APN	`1610550`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,328 sqft
Upper Floors Area	312 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	116 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1610550
Street Address	407 8TH AVE
City	TROY
State	NY
Zip	12182-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	1.5 STY FR HSE & FR GAR 265-15/129
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3008
Census Tract	40200

Owner

407 8th Ave is owned and occupied by an individual who bought it in October 2019.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	407 8TH AVE, TROY, NY 12182-3013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FEDERAL CREDIT UNION
Oct 23, 2019	Warranty Deed, Transfer · Conventional with PMI SARATOGA NAT'L BK & TR
Feb 22, 2019	Deed of Trust, Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Deed Document Number	2019559176
Deed Book / Page	8983 / 268
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	407 8TH AVE, TROY, NY 12182-3013
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101540034
Date	Aug 17, 2022
Book Page	10154/34
Instrument	2022-615518

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 23, 2019
Property Address	407 8TH AVE, TROY, NY 12182-3013
Document Number	0000559176
Book / Page	008983 / 000268
Instrument Date	Oct 4, 2019
Instrument	559176
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	PAC ABSTRACT LLC, PAC ABS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BRUNSWICK AVE TROY NY 121804331, TROY, NY 12180-4331

Mortgage

Document Number	559177
Date	Oct 23, 2019
Book Page	008983/000271
Instrument	559177

Lender

Name	SARATOGA NAT'L BK & TR
Type	Bank
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Mortgage

Document Number	559178,
Date	Oct 23, 2019
Book Page	008983/000289
Instrument	559178

Lender

Name	SARATOGA NAT'L BK & TR
Type	Bank
Address	SARATOGA SPRINGS, NY 12866

Agreement

Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	407 8TH AVE, TROY, NY 12182-3013
Document Number	0000548010
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 8TH AVE TROY NY 121823013, TROY, NY 12182-3013

Mortgage

Document Number	0000548010
Date	Mar 6, 2019
Book Page	008773/000274
Instrument	548010

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 5, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 407 8th Ave was $4,953, up 1.3% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,953.00 (+1.29%)
2025	$4,890.00	$107,000 Land $9,600 Building $97,400	$183,200 Land $16,437 Building $166,763
2023		$107,000 (-) Land $9,600 Building $97,400	$152,900 (+8.6%) Land $13,718 Building $139,182
2022	$4,665.00	$107,000 Land $9,600 Building $97,400	$140,789 Land $12,632 Building $128,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 407 8th Ave; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 8th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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