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407 5th Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 407 5th Ave, Watervliet, NY 12189

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 689 sqft · built 1910
Lot Size0.143 acres (6,250 sqft)
OwnerCompany Name on Record
Last Sale$280,000 (May 2022)
Tax Bill$4,268 (2026)
Deeds & MortgagesJun 2026 Sale
Jun 2021 Line of Credit
Flood ZoneZone X (moderate risk)
APN011800 44.49-2-21

Property Details

APN / Parcel Number

Primary APN011800 44.49-2-21
Alternative APNs
  • 180004404900020210000000
  • 04404900020210000000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area689 sqft Living Area
1st Floor Area689 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1950
Architectural StyleCottage
Exterior MaterialComposition/Composite
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04404900020210000000
Street Address407 5TH AVE
CityWATERVLIET
StateNY
Zip12189-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionMAP OF THE VILLAGE OF PORT SCHUYLER
Legal Block2
Legal Lot Number21.000
JurisdictionALBANY NY
Township / Civil DivisionWATERVLIET
Census Block Group1
Census Block1001
Census Tract13400

Owner

Source: Albany County and Watervliet City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address444 CLARENDON ST, 2, SCHENECTADY, NY 12308-1112
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 17, 2021Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2022 · Amount on Record
Deed SaleMay 23, 2022 · Amount on Record
Prior SaleNov 29, 2016 · Amount on Record
Deed Document Number202213215
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionALBANY NY
Recording DateJun 16, 2026
Property Address407 5TH AVE, WATERVLIET, NY 12189-3814
Document Number0000011243
Instrument DateJun 10, 2026
Instrument202611243
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address407 5TH AVE, WATERVLIET, NY 12189-3814
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 5TH AVE, WATERVLIET, NY 12189-3814
InvestorPossibly a Property Investor

Mortgage

Document Number0000007956
DateJun 17, 2021
InstrumentR2021-17956
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12250
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 8, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityWatervliet City
Unified School DistrictWatervliet City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,268.00 (-12.51%)
2025$4,878.00$94,400 (-) Land $33,100 Building $61,300$160,490 (+18.16%) Land $56,274 Building $104,216
2023$94,400 (-) Land $33,100 Building $61,300$135,827 (+15.11%) Land $47,626 Building $88,201
2022$94,400 Land $33,100 Building $61,300$118,000 Land $41,375 Building $76,625

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERVLIET CITY
serves 9,889 people · EPA ID NY0110127
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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