407 5th Ave NE, Largo, FL 33770 Property Records

Pinellas County property record for 407 5th Ave NE, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	1 ba · 836 sqft · built 1971
Lot Size	0.142 acres (6,190 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Apr 2016)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-1916-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-1916-0`
Alternative APNs	`34-29-15-76536-006-0020` `291534765360060020` `152934765360060020` `R376201`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	836 sqft Living Area
Gross Area	1,124 sqft
1st Floor Area	836 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	6,190 sqft (0.142 acres)
Lot Dimensions	129 ft deep x 48 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Open Porch
Porch Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R376201
Street Address	407 5TH AVE NE
City	LARGO
State	FL
Zip	33770-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROOSEVELT GROVES BLK 6, LOT 2
Legal Range	15E
Legal Township	29S
Legal Section	34
Legal Subdivision	ROOSEVELT GROVES
Legal Tract	76536
Legal Block	6
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1016
Census Tract	25604

Owner

Source: Pinellas County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 5TH AVE NE, LARGO, FL 33770-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 8, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 3, 2020	Loan Modification, Mortgage · Conventional Mortgage US BK
Jul 25, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2016 · Amount on Record
Deed Sale	Apr 1, 2016 · Amount on Record
Prior Sale	Dec 27, 2007 · Amount on Record
Deed Book / Page	19194 / 1457
Last Transfer Date	Apr 25, 2016
Transfer Doc	0191941457
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	407 5TH AVE NE, LARGO, FL 33770-1525
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 5TH AVE NE, LARGO, FL 33770-1525

Mortgage

Document Number	0221262486
Date	Jul 6, 2022
Book Page	22126/2486
Instrument	2022210442

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	407 5TH AVE NE, LARGO, FL 33770-1525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11681 96TH PL, SEMINOLE, FL 33772-2233

Mortgage

Document Number	0212881110
Date	Dec 8, 2020
Book Page	21288/1110
Instrument	2020368005

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2050

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	407 5TH AVE NE, LARGO, FL 33770-1525
Document Number	0212881130
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 5TH AVE NE LARGO FL 337701525, LARGO, FL 33770-1525

Mortgage

Document Number	0212881130
Date	Dec 8, 2020
Book Page	021288/001130
Instrument	368016

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	407 5TH AVE NE, LARGO, FL 33770-1525
Document Number	0197550001
Book / Page	019755 / 000001
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 5TH AVE NE LARGO FL 337701525, LARGO, FL 33770-1525

Mortgage

Document Number	0197550001
Date	Aug 28, 2017
Book Page	019755/000001
Instrument	267084

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,745.00 (+5.98%) Homeowner's exemption	$186,817 (+5.99%)	$209,274 (+16.44%) Land $119,682 Building $89,592
2024	$2,590.00 (+2.13%)
2023	$2,536.00 (+3.38%) Homeowner's exemption	$176,264 (+3%)	$179,728 (+5.02%) Land $111,465 Building $68,263
2022	$2,453.00 Homeowner's exemption	$171,130	$171,130 Land $114,057 Building $57,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1982–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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