407 5th Ave, Keystone, IA 52249 Property Records

Benton County property record for 407 5th Ave, Keystone, IA 52249

Property Summary

Property TypeConvenience Store
Details4,400 sqft · built 2000
Lot Size0.326 acres (14,200 sqft)
OwnerCompany Name on Record
Last Sale$685,000 (Jul 2025)
Tax Bill$7,800 (2026)
Deeds & MortgagesJul 2025 Sale & Line of Credit
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN09012250

Property Details

APN / Parcel Number

Primary APN09012250

Interior

Stories1 Story
Building Area4,400 sqft Gross Area
1st Floor Area3,456 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialMetal
Construction TypeFrame
Roof MaterialMetal
Lot Area14,200 sqft (0.326 acres)
Lot Dimensions142 ft deep x 100 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address407 5TH AVE
CityKEYSTONE
StateIA
Zip52249-9537
Property CategoryCommercial
Property TypeCommercial > Retail > Convenience Store
Legal DescriptionF HAMANNS 2ND ADD LOT 11 & 12 BLK 3
Legal SubdivisionHAMMANS
Legal Block3
Legal Lot Number11,12
JurisdictionBENTON IA
Township / Civil DivisionKANE
Census Block Group3
Census Block3042
Census Tract960600

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6332 FOUNTAIN LN N, MAPLE GROVE, MN 55311-4607
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2025Warranty Deed, Transfer · Line of Credit
KEYSTONE SAVINGS BANK
Feb 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2025 · Amount on Record
Deed SaleJul 14, 2025 · Amount on Record
Prior SaleFeb 4, 2022 · Amount on Record
Deed Document Number20252563
Record UpdatedOct 29, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON IA
Recording DateJul 14, 2025
Property Address407 5TH AVE, KEYSTONE, IA 52249-9537
Document Number0000252563
Instrument DateJul 7, 2025
Instrument25-2563
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanyRIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,095.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6332 FOUNTAIN LN N, MAPLE GROVE, MN 55311-4607

Mortgage

Document Number0000252564
DateJul 14, 2025
Instrument25-2564
Lender
NameKEYSTONE SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 10, 2030

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON IA
Property Address407 5TH AVE, KEYSTONE, IA 52249-9537
Transaction TypeMortgage
Record UpdatedApr 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000220504
DateFeb 4, 2022
Instrument22-0504
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 1, 2028
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBenton County
MunicipalityKeystone City
Unified School DistrictBenton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,800.00 (+10.64%)$412,400 (-) Land $17,800 Building $394,600$412,400 (-) Land $17,800 Building $394,600
2025$7,050.00$412,400 (+8.21%) Land $17,800 Building $394,600$412,400 (+8.21%) Land $17,800 Building $394,600
2024$7,050.00 (+89.41%)
2023$381,100 (+67.59%) Land $17,800 Building $363,300$381,100 (+67.59%) Land $17,800 Building $363,300
2022$3,722.00$227,400 Land $14,200 Building $213,200
2021$227,400 Land $14,200 Building $213,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE WATER SUPPLY
serves 599 people · EPA ID IA0640030
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2021
Nitrite
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Keystone Communications
Fiber
250 / 250
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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