Catawba County property record for 407 4th St NW, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 5,020 sqft · built 1890 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Apr 2005) |
| Tax Bill | $3,338 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3703-18-41-2861 |
| Primary APN | 3703-18-41-2861 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,020 sqft Living Area |
| 1st Floor Area | 3,254 sqft |
| Upper Floors Area | 1,627 sqft |
| Basement Area | 474 sqft |
| Unfinished Basement | 474 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 164 ft deep x 135 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 902 sqft |
| Patio Area | 353 sqft |
| Canopy | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 4TH ST NW |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28601-3601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 407 4TH ST NW |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oakwood Historic District listed 1986 · 52 contributing resources · NRIS 86000687 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
407 4th St NW is owned and occupied by two individuals who bought it in April 2005.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 4TH ST NW, HICKORY, NC 28601-3601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2005 · Amount on File |
| Deed Sale | Apr 4, 2005 · Amount on File |
| Prior Sale | Apr 1, 1989 · Amount on File |
| Deed Document Number | 20059057 |
| Deed Book / Page | 2653 / 257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 407 4TH ST NW, HICKORY, NC 28601-3601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036081520 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 3608/1520 |
| Instrument | 21987 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | 28558 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 407 4TH ST NW, HICKORY, NC 28601-3601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035921484 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 3592/1484 |
| Instrument | 16256 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 407 4th St NW was $3,338, down 53.3% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Hickory City |
| Unified School District | Hickory City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $837,600 (-) Land $38,900 Building $798,700 | ||
| 2025 | $3,338.00 (-53.3%) | $837,600 Land $38,900 Building $798,700 | |
| 2024 | $7,148.00 | ||
| 2023 | $7,148.00 | $837,600 Land $38,900 Building $798,700 | $837,600 Land $38,900 Building $798,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 4th St NW in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2013–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 407 4th St NW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HICKORY serves 71,393 people · EPA ID NC0118010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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