Nicollet County property record for 407 3rd St, Nicollet, MN 56074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,760 sqft · built 1910 |
| Lot Size | 0.128 acres (5,573 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,900 (Nov 2006) |
| Tax Bill | $3,318 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.791.0120 |
| Primary APN | 17.791.0120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 1,188 sqft |
| Unfinished Basement | 336 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,573 sqft (0.128 acres) |
| Lot Dimensions | 84 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Street Address | 407 3RD ST |
|---|---|
| City | NICOLLET |
| State | MN |
| Zip | 56074-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 1 LOT 21 E 1 2 OF LOT 22 SUBDIVISIONCD 17791 SUBDIVISIONNAME ST PAUL S CHURCH ADD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | ST PAUL S CHURCH ADD |
| Legal Block | 1 |
| Legal Lot Number | 21-22 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | NICOLLET |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 480200 |
Source: Nicollet County assessment roll, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 319, NICOLLET, MN 56074-0319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLIFILE |
| Mar 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 2006 · Amount on Record |
| Deed Sale | Nov 21, 2006 · Amount on Record |
| Deed Document Number | 200624703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | May 15, 2026 |
| Property Address | 407 3RD ST, NICOLLET, MN 56074-2005 |
| Document Number | 0000357965 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026357965 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 407 3RD ST, NICOLLET, MN 56074-2005 |
| Document Number | 0000357965, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026357965 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Dec 1, 2050 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 407 3RD ST, NICOLLET, MN 56074-2005 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000346388 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 346388 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Dec 1, 2050 |
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | Nicollet City |
| Unified School District | Nicollet Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,800 (+3.82%) Land $27,400 Building $149,400 | $176,800 (+3.82%) Land $27,400 Building $149,400 | |
| 2025 | $3,318.00 (+75.74%) Homeowner's exemption | $170,300 (+6.97%) Land $27,400 Building $142,900 | $170,300 (+6.97%) Land $27,400 Building $142,900 |
| 2023 | $1,888.00 Homeowner's exemption | $159,200 Land $27,400 Building $131,800 | $159,200 Land $27,400 Building $131,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Nicollet serves 1,117 people · EPA ID MN1520004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Mediacom Communications Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Nuvera Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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