407 3rd St NE, Farley, IA 52046 Property Records

Dubuque County property record for 407 3rd St NE, Farley, IA 52046

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 720 sqft · built 1948
Lot Size	0.184 acres (8,052 sqft)
Owner	2 Individual Names on File
Last Sale	$143,500 (Dec 2018)
Tax Bill	$2,152 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-07-411-002`

Property Details

APN / Parcel Number

Primary APN	`13-07-411-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	540 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,052 sqft (0.184 acres)
Lot Dimensions	132 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	407 3RD ST NE
City	FARLEY
State	IA
Zip	52046-7722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	S 1/2 LOTS 153 & 154 FARLEY JCT
Legal Subdivision	FARLEY JUNCTION
Legal Lot Number	153,154 154
Jurisdiction	DUBUQUE IA
Township / Civil Division	TAYLOR
Census Block Group	2
Census Block	2048
Census Tract	10202

Owner

407 3rd St NE is owned and occupied by two individuals who bought it in December 2018.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	407 3RD ST NE, FARLEY, IA 52046-7722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 28, 2018	Warranty Deed, Transfer · FHA Mortgage PREMIER LNDG ALLIANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Prior Sale	Jun 7, 2012 · Amount on File
Deed Document Number	0001815249
Deed Book / Page	18 / 15249
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	407 3RD ST NE, FARLEY, IA 52046-7722
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008893
Date	Jun 2, 2021
Instrument	2021-00008893

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jan 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 28, 2018
Property Address	407 3RD ST NE, FARLEY, IA 52046-7722
Document Number	0000015249
Instrument Date	Dec 28, 2018
Instrument	15249
Transaction Type	Transfer
Record Updated	Jan 24, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 3RD ST SE FARLEY IA 52046, FARLEY, IA 52046

Mortgage

Document Number	15250
Date	Dec 28, 2018
Instrument	15250

Lender

Name	PREMIER LNDG ALLIANCE
Address	JOHNSTON, IA 50131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Farley City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,100 Land $25,400 Building $157,700	$183,100 Land $25,400 Building $157,700
2024	$2,152.00
2023		$165,200 (+40.52%) Land $25,400 Building $139,800	$165,200 Land $25,400 Building $139,800
2022	$1,720.00 Homeowner's exemption	$117,560 Land $25,410 Building $92,150
2021			$117,560 Land $25,410 Building $92,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 3rd St NE in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 3rd St NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARLEY WATER SUPPLY serves 1,766 people · EPA ID IA3135018
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications.

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