407 3rd St, Jackson, MI 49201 Property Records

Jackson County property record for 407 3rd St, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Sep 2020)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-011400000`

Property Details

APN / Parcel Number

Primary APN	`3-011400000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,421 sqft Living Area
1st Floor Area	781 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	136 ft deep x 41.5 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 3RD ST
City	JACKSON
State	MI
Zip	49201-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	S 41.5 FT OF LOT 11 BLK 12 LIVERMORE WOOD & EATON'S ADD
Legal Subdivision	LIVERMORE WOOD & EATONS ADD
Legal Block	12
Legal Lot Number	11
Legal Unit	11
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1003
Census Tract	900

Owner

407 3rd St is owned and occupied by an individual who bought it in September 2020.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	407 3RD ST, JACKSON, MI 49201-2057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 28, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Dec 12, 2007 · Amount on File
Deed Document Number	20202860809
Deed Book / Page	2170 / 620
Prior Transfer Date	Oct 6, 2006
Prior Transfer Doc	0002456690
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	407 3RD ST, JACKSON, MI 49201-2057
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002775249
Date	Aug 1, 2017
Book Page	2104/0861
Instrument	2775249

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2027

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 28, 2020
Property Address	407 3RD ST, JACKSON, MI 49201-2057
Document Number	0002860809
Book / Page	2170 / 620
Map Reference	LB 4 PG 6
Instrument Date	Sep 23, 2020
Instrument	2860809
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	MIDSTATE TTL AGENNCY OF SOUT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 3RD ST, 407, JACKSON, MI 49201-2057

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	631 OAK ST APT 1, 1, JACKSON, MI 49201-1452

Mortgage

Document Number	0021700621
Date	Sep 28, 2020
Instrument	2170-0621

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 407 3rd St was $1,368 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,400 (+11.26%)	$102,800 (+11.26%)
2025	$1,368.00 (-16.84%)	$46,200	$92,400
2024	$1,645.00
2023		$33,900	$67,800
2022	$1,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 407 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Great Lakes High Speed, Mercury Fiber, T-Mobile.

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