407 3rd Ave N, Decherd, TN 37324 Property Records

Franklin County property record for 407 3rd Ave N, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,489 sqft · built 1940
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual Name on Record
Last Sale	$3,360,000 (May 2018)
Tax Bill	$718 (2022)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026056I C 00101`

Property Details

APN / Parcel Number

Primary APN	`026056I C 00101`
Alternative APN	`056I C 00101`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,489 sqft Living Area
1st Floor Area	961 sqft
Upper Floors Area	528 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1982
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	105 ft deep x 76 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	307 sqft
Utility Building	252 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 3RD AVE N
City	DECHERD
State	TN
Zip	37324-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D03
Legal Subdivision	JT ROSE
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1007
Census Tract	960401

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 3RD AVE N, DECHERD, TN 37324-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Jun 13, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC
May 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Prior Sale	May 11, 2015 · Amount on Record
Deed Document Number	0000002822
Deed Book / Page	000428 / 000030
Last Transfer Date	Jun 13, 2022
Transfer Doc	0022004822
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	407 3RD AVE N, DECHERD, TN 37324-3428
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	SOUTHERN TENNESSEE TTL & ESC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022006973
Date	Sep 2, 2022
Book Page	T1460/135
Instrument	22006973

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank
Address	WINCHESTER, TN 37398

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 26, 2042

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Jun 13, 2022
Property Address	407 3RD AVE N, DECHERD, TN 37324-3428
Document Number	0022004822
Book / Page	D467 / 321
Instrument Date	Jun 10, 2022
Instrument	22004822
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 3RD AVE N, DECHERD, TN 37324-3428

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 8, 2018
Property Address	407 3RD AVE N, DECHERD, TN 37324-3428
Document Number	0000002822
Book / Page	000428 / 000030
Instrument Date	Apr 26, 2018
Instrument	2822
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$12,432.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1805 PENILE HILL RD DECHERD TN 373244147, DECHERD, TN 37324-4147

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,500 (-0.27%) Land $2,000 Building $25,500
2023		$27,575 Land $2,000 Building $25,575
2022	$718.00		$110,000 Land $8,000 Building $102,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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