Story County property record for 407 3rd Ave, Collins, IA 50055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 1890 |
| Lot Size | 0.28 acres (12,212 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,500 (Sep 2016) |
| Tax Bill | $3,030 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-21-105-303 |
| Primary APN | 16-21-105-303 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 686 sqft |
| Basement Area | 1,038 sqft |
| Unfinished Basement | 1,038 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,212 sqft (0.28 acres) |
| Lot Dimensions | 142 ft deep x 86 ft wide |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 240 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 407 3RD AVE |
|---|---|
| City | COLLINS |
| State | IA |
| Zip | 50055-7731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JONES ADD LOT 4 EX N4' AND N40' LOT 5 BLK 5 |
| Legal Subdivision | JONES ADD |
| Legal Block | 5 |
| Legal Lot Number | 4,5 |
| Jurisdiction | STORY IA |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2119 |
| Census Tract | 10200 |
Source: Story County records · APN 16-21-105-303
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 3RD AVE, COLLINS, IA 50055-7731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2016 · Amount on Record |
| Deed Sale | Sep 06, 2016 · Amount on Record |
| Deed Document Number | 20168759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jul 31, 2026 |
| Property Address | 407 3RD AVE, COLLINS, IA 50055-7731 |
| Document Number | 0000006930 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 20266930 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 407 3RD AVE, COLLINS, IA 50055-7731 |
| Document Number | 0000006930, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20266930 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 407 3RD AVE, COLLINS, IA 50055-7731 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202113201 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021-13201 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Collins City |
| County | Story County |
| Unified School District | Collins-Maxwell Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,030.00 Homeowner's exemption | $167,400 (-7.67%) Land $17,200 Building $150,200 | $167,400 (-7.67%) Land $17,200 Building $150,200 |
| 2024 | $3,030.00 (+4.27%) | ||
| 2023 | $181,300 Land $15,100 Building $166,200 | $181,300 Land $15,100 Building $166,200 | |
| 2022 | $2,906.00 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2013 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| JAB Wireless Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, T-Mobile USA.
Based on FCC filings for 183 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLLINS WATER SUPPLY serves 505 people |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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