407 2nd St, Morganton, NC 28655 Property Records

Burke County property record for 407 2nd St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1978
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (May 2019)
Tax Bill	$596 (2025)
Deeds & Mortgages	May 2019 Transfer May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2703081652`

Property Details

APN / Parcel Number

Primary APN	`2703081652`
Alternative APN	`31445`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Wood

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Metal
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Deck Area	25 sqft
Patio Area	25 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 2ND ST
City	MORGANTON
State	NC
Zip	28655-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	407 SECOND ST MORGANTON, NC 28655
Legal Subdivision	NORTH GREEN STREET URBAN RENEWAL AREA
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1021
Census Tract	20500

Owner

Source: Burke County records, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 2ND ST, MORGANTON, NC 28655-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 6, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Jul 31, 2009 · Amount on Record
Deed Document Number	20192017027433
Deed Book / Page	2401 / 408
Prior Transfer Date	Jan 10, 2013
Prior Transfer Doc	0021250029
Record Updated	Jun 8, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	May 6, 2019
Property Address	407 2ND ST, MORGANTON, NC 28655-3000
Document Number	0024010405
Book / Page	002401 / 000405
Instrument Date	May 6, 2019
Instrument	27432
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1769 WATERFORD WAY MORGANTON NC 286558294, MORGANTON, NC 28655-8294

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 6, 2019
Property Address	407 2ND ST, MORGANTON, NC 28655-3000
Document Number	0024010408
Book / Page	2401 / 0408
Map Reference	MB 7 PG 23
Instrument Date	May 6, 2019
Instrument	2017027433
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 2ND ST, MORGANTON, NC 28655-3000

Mortgage

Document Number	2017027434
Date	May 6, 2019
Instrument	2017027434

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$596.00 (+0.68%)	$90,037 (-) Land $14,800 Building $75,237	$90,037 (-) Land $14,800 Building $75,237
2023	$592.00	$90,037 Land $14,800 Building $75,237	$90,037 Land $14,800 Building $75,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Spectrum.

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