407 2nd St E, Northfield, MN 55057 Property Records

Rice County property record for 407 2nd St E, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,009 sqft · built 1880
Lot Size	0.223 acres (9,718 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Aug 2020)
Tax Bill	$6,724 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22.31.3.75.011`

Property Details

APN / Parcel Number

Primary APN	`22.31.3.75.011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,009 sqft Living Area
1st Floor Area	957 sqft
Basement Area	971 sqft
Finished Basement	850 sqft
Unfinished Basement	971 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	A-Frame
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,718 sqft (0.223 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	792 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	144 sqft
Deck Area	18 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 2ND ST E
City	NORTHFIELD
State	MN
Zip	55057-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 8 OF NORTHFIELD ORIG TOWN E65FT L10 & E65FT S40FT L9 & S2 L8 EX N17.50FT THRF & EX W100FT THRF & L9 EX S40FT THRF
Legal Subdivision	NORTHFIELD ORIG TOWN
Legal Block	8
Legal Lot Number	9
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1015
Census Tract	70501

Owner

Source: Rice County assessment roll, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1113 REDBUD TRL, WEST LAKE HILLS, TX 78746-3415
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Oct 7, 2003 · Amount on Record
Deed Document Number	2020729464
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Aug 20, 2020
Property Address	407 2ND ST E, NORTHFIELD, MN 55057-2207
Document Number	0000729464
Instrument Date	Aug 14, 2020
Instrument	729464
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1113 REDBUD TRL WEST LAKE HILLS TX 787463415, WEST LAKE HILLS, TX 78746-3415

Mortgage

Document Number	729467
Date	Aug 20, 2020
Instrument	729467

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,724.00 (+23.02%)	$388,300 (+3%) Land $102,400 Building $285,900	$388,300 (+3%) Land $102,400 Building $285,900
2025		$377,000 (+8.18%) Land $95,900 Building $281,100	$377,000 (+8.18%) Land $95,900 Building $281,100
2024	$5,466.00 (+28.49%)	$348,500 (-) Land $86,100 Building $262,400	$348,500 (-) Land $86,100 Building $262,400
2023	$4,254.00	$348,500 Land $86,100 Building $262,400	$348,500 Land $86,100 Building $262,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1998–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midcontinent Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings.

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