407 2nd Ave NE, Largo, FL 33770 Property Records

Pinellas County property record for 407 2nd Ave NE, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	1 ba · 632 sqft · built 1951
Lot Size	0.142 acres (6,190 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2026)
Tax Bill	$274 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-1848-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-1848-5`
Alternative APNs	`34-29-15-76536-003-0020` `291534765360030020` `152934765360030020` `R376133`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	632 sqft Living Area
Gross Area	1,226 sqft
1st Floor Area	632 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	6,190 sqft (0.142 acres)
Lot Dimensions	129 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	168 sqft
Deck Area	112 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R376133
Street Address	407 2ND AVE NE
City	LARGO
State	FL
Zip	33770-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROOSEVELT GROVES BLK 3, LOT 2
Legal Range	15E
Legal Township	29S
Legal Section	34
Legal Subdivision	ROOSEVELT GROVES
Legal Tract	76536
Legal Block	3
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1022
Census Tract	25604

Owner

Source: Pinellas County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	801 W BAY DR, 428, LARGO, FL 33770-3234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Oct 15, 2009 · Amount on Record
Deed Document Number	2026121705
Deed Book / Page	23548 / 1088
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 6, 2026
Property Address	407 2ND AVE NE, LARGO, FL 33770-1538
Document Number	0000121705
Book / Page	23548 / 1088
Instrument Date	Apr 30, 2026
Instrument	2026.121705
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121706,
Date	May 6, 2026
Instrument	2026..121706

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 6, 2026
Property Address	407 2ND AVE NE, LARGO, FL 33770-1538
Document Number	0235481088
Book / Page	23548 / 1088
Instrument Date	Apr 30, 2026
Instrument	2026121705
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121706,
Date	May 6, 2026
Instrument	2026121706

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$274.00 (+10.93%) Homeowner's exemption	$39,437 (+5.98%)	$150,722 (+12.93%) Land $115,111 Building $35,611
2024	$247.00 (+7.39%)
2023	$230.00 (+9%) Homeowner's exemption	$37,210 (+3%)	$133,463 (-0.38%) Land $106,967 Building $26,496
2022	$211.00 Homeowner's exemption	$36,126	$133,978 Land $111,055 Building $22,923

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1982–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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