Guadalupe County property record for 407 1st St, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 808 sqft · built 1950 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,400 (Mar 2018) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 2G0221000012100000 |
| Primary APN | 2G0221000012100000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 808 sqft Living Area |
| Gross Area | 1,184 sqft |
| 1st Floor Area | 808 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,627 sqft (0.221 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 28 sqft |
| Storage Building | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 407 1ST ST |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABS: 221 SUR: G MALPAZ 0.2210 AC. |
| Legal Subdivision | MALPAZ G |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 210705 |
407 1st St is owned by two individuals who bought it in March 2018.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 377 VALIANT VLY, CIBOLO, TX 78108-0077 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Feb 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L NETWORK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2018 · Amount on File |
| Deed Sale | Mar 6, 2018 · Amount on File |
| Deed Document Number | 201899004906 |
| Prior Transfer Date | Feb 28, 2018 |
| Prior Transfer Doc | 0099004906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 407 1ST ST, SCHERTZ, TX 78154-2136 |
| Document Number | 0000006666 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 1ST ST SCHERTZ TX 781542136, SCHERTZ, TX 78154-2136 |
| Document Number | 0000006666 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 6666 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 16, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 407 1ST ST, SCHERTZ, TX 78154-2136 |
| Document Number | 0000004907 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 1ST ST SCHERTZ TX 781542136, SCHERTZ, TX 78154-2136 |
| Document Number | 0000004907 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 4907 |
| Name | AMERICAN FIN'L NETWORK |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2048 |
The 2025 property tax bill for 407 1st St was $2,168, up 2.3% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,122 (-19.36%) Land $52,382 Building $38,740 | $91,122 (-19.36%) Land $52,382 Building $38,740 | |
| 2025 | $2,168.00 (+2.26%) | $113,000 Land $37,377 Building $75,623 | $113,000 Land $37,377 Building $75,623 |
| 2024 | $2,120.00 (-10.25%) | ||
| 2023 | $2,362.00 (-8.31%) | $121,181 Land $28,220 Building $92,961 | $121,181 Land $28,220 Building $92,961 |
| 2022 | $2,576.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (1991–2015) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative.
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