407 1st St S, Clanton, AL 35045 Property Records

Chilton County property record for 407 1st St S, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,550 sqft · built 1900
Lot Size	0.24 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2021)
Tax Bill	$467 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1701011002004000`

Property Details

APN / Parcel Number

Primary APN	`1701011002004000`
Alternative APNs	`15320` `90287`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Adjusted Area
1st Floor Area	1,550 sqft
Basement Area	1,372 sqft
Finished Basement	1,372 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,500 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	15320
Street Address	407 1ST ST S
City	CLANTON
State	AL
Zip	35045-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 MCKEE ADD TO CLANTON MB 4 PG 12 S 01 T 21 R 14
Legal Range	14
Legal Township	21
Legal Section	01
Legal Subdivision	MCKEE ADDITION
Legal Lot Number	2
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	4
Census Block	4005
Census Tract	60101

Owner

Source: Chilton County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 1ST ST S, CLANTON, AL 35045-3603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 1, 2021	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Jan 15, 2020	Warranty Deed, Transfer
Jan 15, 2020	Intrafamily Transfer, Transfer
Aug 2, 2019	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Document Number	2021235062
Deed Book / Page	2021 / 235062
Prior Transfer Date	Jan 3, 2020
Prior Transfer Doc	R2020/226881
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Recording Date	Apr 23, 2026
Property Address	407 1ST ST S, CLANTON, AL 35045-3603
Document Number	R2026/274397
Book / Page	2026 / 274397
Instrument Date	Mar 11, 2026
Instrument	2026274397
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 1ST ST S, CLANTON, AL 35045-3603

Mortgage

Document Number	0000274397,
Date	Apr 23, 2026
Book Page	2026/274397
Instrument	2026274397

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Feb 1, 2051

Interest

Rate	6.09%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Feb 1, 2021
Property Address	407 1ST ST S, CLANTON, AL 35045-3603
Document Number	R2021/235062
Book / Page	R2021 / 235062
Map Reference	MB 4 PG 12
Instrument Date	Jan 29, 2021
Instrument	235062
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 1ST ST S, CLANTON, AL 35045-3603

Mortgage

Document Number	0000235063
Date	Feb 1, 2021
Instrument	235063

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jan 15, 2020
Property Address	407 1ST ST S, CLANTON, AL 35045-3603
Document Number	R2020/226880
Book / Page	R2020 / 226880
Map Reference	MB 4 PG 12
Instrument Date	Jan 3, 2020
Instrument	226880
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1254, CALERA, AL 35040-1254

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHILTON AL
Recording Date	Jan 15, 2020
Property Address	407 1ST ST S, CLANTON, AL 35045-3603
Document Number	R2020/226881
Book / Page	R2020 / 226881
Map Reference	MB 4 PG 12
Instrument Date	Jan 3, 2020
Instrument	226881
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1254, CALERA, AL 35040-1254

August 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHILTON AL
Recording Date	Aug 2, 2019
Property Address	407 1ST ST S, CLANTON, AL 35045-3603
Document Number	R2019/223414
Book / Page	R2019 / 223414
Map Reference	MB 4 PG 12
Instrument Date	May 10, 2019
Instrument	223414
Transaction Type	Foreclosure
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Clanton City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$467.00	$25,000 (-) Land $2,000 Building $23,000	$125,000 (-) Land $10,000 Building $115,000
2024	$467.00 (-2.71%)	$25,000 (-2.5%) Land $2,000 Building $23,000
2023	$480.00 (+30.43%)	$25,640 (+169.89%) Land $2,000 Building $23,640	$125,000 (+31.58%) Land $10,000 Building $115,000
2022	$368.00	$9,500 Land $1,000 Building $8,500	$95,000 Land $10,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 1990 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Central Access Fiber	2,000 / 2,000

May also be available: Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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