407 15th Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 407 15th Ave, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$51,500 (Oct 2016)
Tax Bill$841 (2025)
Deeds & MortgagesAug 2019 Loan Modification
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1129428007

Property Details

APN / Parcel Number

Primary APN1129428007
Alternative APNs
  • 120186
  • 87150

Exterior

Lot Area6,970 sqft (0.16 acres)
Lot Dimensions142 ft deep x 50 ft wide

Location & Zoning

Account Number120186
Street Address407 15TH AVE
CityROCK FALLS
StateIL
Zip61071-1050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDL & JW MARTINS ADD LOT 11 BLK 4 233200X
Legal SubdivisionDL & JW MARTINS ADDITION
Legal Block4
Legal Lot Number11
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group1
Census Block1010
Census Tract1600

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address407 15TH AVE, ROCK FALLS, IL 61071-1050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2019Loan Modification, Mortgage · FHA Mortgage
QUICKEN LNS
Aug 24, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2016 · Amount on Record
Deed SaleOct 3, 2016 · Amount on Record
Prior SaleOct 26, 2009 · Amount on Record
Deed Document Number20165689
Record UpdatedSep 20, 2026

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITESIDE IL
Property Address407 15TH AVE, ROCK FALLS, IL 61071-1050
Document Number0000004899
Instrument DateAug 24, 2019
Transaction TypeMortgage
Record UpdatedSep 18, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 15TH AVE ROCK FALLS IL 610711050, ROCK FALLS, IL 61071-1050

Mortgage

Document Number0000004899
DateSep 9, 2019
Instrument4899
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 8, 2049
Interest
Rate4.25%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address407 15TH AVE, ROCK FALLS, IL 61071-1050
Document Number0000004900
Instrument DateAug 24, 2019
Transaction TypeMortgage
Record UpdatedSep 19, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 15TH AVE ROCK FALLS IL 610711050, ROCK FALLS, IL 61071-1050

Mortgage

Document Number0000004900
DateSep 9, 2019
Instrument4900
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 8, 2049

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$841.00$22,019 Land $3,697 Building $18,322
2024$66,057 Land $11,091 Building $54,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Rise Broadband, T-Mobile.

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