40698 O Rd, Paonia, CO 81428 Property Records

Delta County property record for 40698 O Rd, Paonia, CO 81428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 2,100 sqft · built 1907
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Jul 2020)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009263`

Property Details

APN / Parcel Number

Primary APN	`R009263`
Alternative APN	`324507100012`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,100 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1970
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	122,839 sqft (2.82 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R009263
Street Address	40698 O RD
City	PAONIA
State	CO
Zip	81428-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40698 O RD PAONIA 81428 S: 7 T: 14S R: 91W SUBDIVISION: RURAL AREA , TOTAL AC 2.82+- SEC 7 T14S R91W 6PM PT NW4NE4 BEG WH NE COR NW4NE4 BRS N434.5, S TO GERMAN CRK 423 S8552 W236.55 N376 N7657 E204 N64*11 E41.33 TO POB LESS .18 AC BK 458 PG 1567 (R
Legal Subdivision	RURAL AREA
Jurisdiction	DELTA CO
Township / Civil Division	PAONIA
Census Block Group	4
Census Block	4018
Census Tract	964600

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40698 O RD, PAONIA, CO 81428-8203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Sep 17, 2014 · Amount on Record
Deed Document Number	2020720413
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jul 22, 2020
Property Address	40698 O RD, PAONIA, CO 81428-8203
Document Number	0000720413
Instrument Date	Jul 17, 2020
Instrument	720413
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9400 E LLIFF 193, 193, DENVER, CO 80227-4472

Mortgage

Document Number	0000720414
Date	Jul 22, 2020
Instrument	720414

Lender

Name	WESTERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (+9.64%)	$35,948 (+7.19%) Land $11,563 Building $24,385	$575,154 (+14.91%) Land $185,000 Building $390,154
2024	$2,179.00 (+5.01%)	$33,536 (-) Land $8,451 Building $25,085
2023	$2,075.00 (+29.69%)	$33,536 (+34.07%) Land $8,451 Building $25,085	$500,546 (+39.08%) Land $126,140 Building $374,406
2022	$1,600.00	$25,014 Land $7,923 Building $17,091	$359,909 Land $114,000 Building $245,909

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1992)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNESOTA PIPELINE serves 72 people · EPA ID CO0115513
Water Source	Purchased surface water from TOWN OF PAONIA
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator currently in violation since Jul 2026
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on O Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures