40698 Ferndale Dr, Three Rivers, CA 93271 Property Records

Tulare County property record for 40698 Ferndale Dr, Three Rivers, CA 93271

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,905 sqft · built 1992
Lot Size0.655 acres (28,513 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Jul 2006)
Tax Bill$4,952 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Aug 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN068-210-002-000

Property Details

APN / Parcel Number

Primary APN068-210-002-000
Alternative APN
  • 06821002000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,905 sqft Living Area
1st Floor Area1,905 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeWood
Lot Area28,513 sqft (0.655 acres)
Garage Area495 sqft
Parking Spaces2 Parking Spaces
Deck Area838 sqft
Patio Area838 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address40698 FERNDALE DR, 3
CityTHREE RIVERS
StateCA
Zip93271-9550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-20
Legal DescriptionTRACT 515 UNIT 2 LT 20
Legal SubdivisionTRACT NO 515 UNIT NO 2
Legal Tract515
Legal Lot Number20
JurisdictionTULARE CA
Township / Civil DivisionWOODLAKE-THREE RIVERS
Census Block Group1
Census Block1006
Census Tract101

Owner

40698 Ferndale Dr is owned by an individual who acquired it in September 2020.

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address40698 FERNDALE DR, THREE RIVERS, CA 93271-9550
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Deed of Trust, Mortgage · Line of Credit
EDUCATIONAL EMPLOYEES CU
Aug 1, 2022Intrafamily Transfer, Transfer
Nov 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
MERIDIAN HOME MORTGAGE CORP
Sep 18, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
EDUCATIONAL EMPLOYEES CU
Nov 1, 2019Correction Deed, Transfer
ATTORNEY ONLY
Aug 12, 2019Affidavit of Death, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2006 · Amount on File
Deed SaleJul 20, 2006 · Amount on File
Deed Document Number200674852
Last Transfer DateSep 8, 2020
Transfer Doc0000056826
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address40698 FERNDALE DR, THREE RIVERS, CA 93271-9550
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address40698 FERNDALE DR, THREE RIVERS, CA 93271-9550

Mortgage

Document Number0000001515
DateJan 10, 2024
Instrument2024-0001515
Lender
NameEDUCATIONAL EMPLOYEES CU
TypeCredit Union
AddressFRESNO, CA 93755
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJan 9, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTULARE CA
Recording DateAug 1, 2022
Property Address40698 FERNDALE DR, THREE RIVERS, CA 93271-9550
Document Number0000048937
Map ReferenceMB 26 PG 54
Instrument DateJun 23, 2022
Instrument2022-0048937
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address40698 FERNDALE DR, THREE RIVERS, CA 93271-9550

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address40698 FERNDALE DR, THREE RIVERS, CA 93271-9550
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068799
DateNov 8, 2017
Instrument2017-0068799
Lender
NameMERIDIAN HOME MORTGAGE CORP
TypeMortgage Company
AddressWESTMINSTER, MD 21158
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTULARE CA
Recording DateSep 18, 2020
Property Address40698 FERNDALE DR, THREE RIVERS, CA 93271-9550
Document Number0000056826
Map ReferenceMB 26 PG 54
Instrument DateSep 8, 2020
Instrument2020-0056826
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40698 FERNDALE DR, THREE RIVERS, CA 93271-9550

Mortgage

Document Number0000056827
DateSep 18, 2020
Instrument2020-0056827
Lender
NameEDUCATIONAL EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

November 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionTULARE CA
Recording DateNov 1, 2019
Property Address40698 FERNDALE DR, THREE RIVERS, CA 93271-9550
Document Number0000064227
Instrument DateOct 24, 2019
Instrument64227
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40698 FERNDALE DR THREE RIVERS CA 932719550, THREE RIVERS, CA 93271-9550

August 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionTULARE CA
Recording DateAug 12, 2019
Property Address40698 FERNDALE DR, THREE RIVERS, CA 93271-9550
Document Number0000043530
Instrument DateAug 12, 2019
Instrument43530
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40698 FERNDALE DR THREE RIVERS CA 932719550, THREE RIVERS, CA 93271-9550

Tax Assessment & Valuation

The 2025 property tax bill for 40698 Ferndale Dr was $4,952.

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTulare County
Secondary School DistrictWoodlake Unified School District (9-12) (09 - 12)
Elementary School DistrictThree Rivers Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$471,467 (+2%) Land $204,985 Building $266,482
2025$4,952.00$462,223 Land $200,966 Building $261,257
2023$3,717.00 (+0.3%)$345,000 Land $70,000 Building $275,000
2022$3,706.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40698 Ferndale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40698 Ferndale Dr is high, ranking above 83% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 61% of California
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH KAWEAH MUTUAL WATER COMPANY
private · serves 384 people · EPA ID CA5400754
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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