40697 Calle Los Osos, Indio, CA 92203 Property Records

Riverside County property record for 40697 Calle Los Osos, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,257 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Jan 2021)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`691-560-005`

Property Details

APN / Parcel Number

Primary APN	`691-560-005`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,257 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40697 CALLE LOS OSOS
City	INDIO
State	CA
Zip	92203-7813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A120
Legal Description	.16 ACRES M/L IN LOT 153 MB 399/049 TR 32390-3
Legal Subdivision	TRACT NO 32390 3
Legal Tract	32390-3
Legal Lot Number	153
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1015
Census Tract	45216

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40697 CALLE LOS OSOS, INDIO, CA 92203-7813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 8, 2017	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	202141776
Prior Transfer Date	Aug 8, 2016
Prior Transfer Doc	0000385106
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 21, 2021
Property Address	40697 CALLE LOS OSOS, INDIO, CA 92203-7813
Document Number	0000041776
Map Reference	MB 399 PG 49-58
Instrument Date	Jan 9, 2021
Instrument	2021-0041776
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40697 CALLE LOS OSOS, INDIO, CA 92203-7813

Mortgage

Document Number	0000041777
Date	Jan 21, 2021
Instrument	2021-0041777

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 8, 2017
Property Address	40697 CALLE LOS OSOS, INDIO, CA 92203-7813
Document Number	0000516115
Instrument Date	Nov 8, 2017
Instrument	516115
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	40697 CALLE LOS OSOS INDIO CA 922037813, INDIO, CA 92203-7813

Mortgage

Document Number	516116
Date	Dec 8, 2017
Instrument	516116

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,492 (+2%) Land $34,501 Building $288,991
2025	$5,350.00 (+6.02%) Homeowner's exemption	$317,150 (+4.04%) Land $33,825 Building $283,325
2023	$5,046.00 (+3.81%) Homeowner's exemption	$304,836 Land $32,512 Building $272,324
2022	$4,861.00
2021			$258,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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