Washington County property record for 4069 Zinnia Dr, Chipley, FL 32428 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,685 sqft · built 2023 |
| Lot Size | 0.228 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Feb 2024) |
| Tax Bill | $1,939 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jul 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0109-0002 |
| Primary APN | 01-0109-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,685 sqft Heated Area |
| Gross Area | 2,150 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,975 sqft (0.228 acres) |
| Lot Width | 80 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000101090002 |
|---|---|
| Street Address | 4069 ZINNIA DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY HILLS UNIT #1 LOT 2 ORB 1297 P 287 BLK 0109, |
| Legal Range | 14W |
| Legal Township | 02N |
| Legal Section | 34 |
| Legal Subdivision | SUNNY HILLS |
| Legal Block | 109 |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1166 |
| Census Tract | 970301 |
Source: Washington County records · APN 01-0109-0002
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4069 ZINNIA DR, CHIPLEY, FL 32428-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage INSPIRE HOME LOANS INC |
| Jul 26, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Jul 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jul 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Prior Sale | Jul 28, 2017 |
| Deed Document Number | 0001297287 |
| Prior Transfer Date | Jul 26, 2023 |
| Prior Transfer Doc | 202367005188 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 4069 ZINNIA DR, CHIPLEY, FL 32428-8008 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 754 NEW PROSPECT RD, CHIPLEY, FL 32428-4243 |
| Document Number | 0067001570 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 1297/289 |
| Instrument | 202467001570 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWPORT BEACH, CA 92660 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jul 26, 2023 |
| Property Address | 4069 ZINNIA DR, CHIPLEY, FL 32428-8008 |
| Document Number | 0067005188 |
| Book / Page | 1278 / 645 |
| Map Reference | MB 2 PG 9-27 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 202367005188 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $84.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 K ST, CLEARWATER, FL 33759-4409 |
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jul 28, 2017 |
| Property Address | ZINNIA DR, CHIPLEY, FL 32428 |
| Document Number | 0067005093 |
| Book / Page | 001095 / 000626 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 67005093 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 108 K ST CLEARWATER FL 337594409, CLEARWATER, FL 33759-4409 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jul 13, 2017 |
| Property Address | ZINNIA DR, CHIPLEY, FL 32428 |
| Document Number | 0067004624 |
| Book / Page | 001094 / 000187 |
| Instrument Date | Apr 17, 2012 |
| Instrument | 67004624 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12144 TOFFEE ST FORT WORTH TX 762447599, FORT WORTH, TX 76244-7599 |
Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,939.00 (-27.08%) Homeowner's exemption | $177,905 (-8.58%) | $206,482 (+6.1%) Land $10,000 Building $196,482 |
| 2024 | $2,659.00 (+3,103.61%) | $194,602 (+3,792.04%) Land $7,000 Building $187,602 | $194,602 (+3,792.04%) Land $7,000 Building $187,602 |
| 2023 | $83.00 (+15.28%) | $5,000 (+42.86%) Land $5,000 | $5,000 (+42.86%) Land $5,000 |
| 2022 | $72.00 | $3,500 Land $3,500 | $3,500 Land $3,500 |
Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339703011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| Wildstar Networks | Fixed Wireless | 200 / 50 |
| T-Mobile USA | Fixed Wireless | 25 / 3 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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