Stanly County property record for 40689 Stony Gap Rd, Albemarle, NC 28001 · Last verified April 2024
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,182 sqft · built 1960 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $826 (2023) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 655704627667 |
| Primary APN | 655704627667 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,182 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,818 sqft (0.96 acres) |
| Lot Dimensions | 249 ft deep x 158 ft wide |
| Porch | Porch |
| Porch Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1530420 |
|---|---|
| Street Address | 40689 STONY GAP RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-8151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 40689 STONY GAP RD 655700084 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 931002 |
Source: Stanly County records · APN 655704627667
Assessment roll updated January 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40689 STONY GAP RD, ALBEMARLE, NC 28001-8151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2014 |
| Deed Sale | Jun 26, 2014 |
| Prior Sale | Oct 30, 2018 · Amount on Record |
| Deed Document Number | 0000364722 |
| Deed Book / Page | 001492 / 000551 |
| Last Transfer Date | Dec 21, 2023 |
| Transfer Doc | 0000464189 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 21, 2023 |
| Property Address | 40689 STONY GAP RD, ALBEMARLE, NC 28001-8151 |
| Document Number | 0000464189 |
| Book / Page | 1840 / 726 |
| Instrument Date | Nov 09, 2023 |
| Instrument | 464189 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40636 STONY GAP RD, ALBEMARLE, NC 28001-8151 |
| Name | Verified Name |
|---|---|
| Address | 40689 STONY GAP RD, ALBEMARLE, NC 28001-8151 |
| Document Number | 0000464190 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 1840/732 |
| Instrument | 464190 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 5-Year CMT |
| Max Rate | 12.6% |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $826.00 | $108,701 Land $15,994 Building $92,707 | $108,701 Land $15,994 Building $92,707 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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