40689 Stony Gap Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 40689 Stony Gap Rd, Albemarle, NC 28001 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,182 sqft · built 1960
Lot Size0.96 acres (41,818 sqft)
OwnerIndividual Name on File
Tax Bill$826 (2023)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN655704627667

Property Details

APN / Parcel Number

Primary APN655704627667
Alternative APNs
  • 1530420
  • 19946

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,182 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area41,818 sqft (0.96 acres)
Lot Dimensions249 ft deep x 158 ft wide
PorchPorch
Porch Area138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1530420
Street Address40689 STONY GAP RD
CityALBEMARLE
StateNC
Zip28001-8151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 40689 STONY GAP RD 655700084
JurisdictionSTANLY NC
Township / Civil DivisionSOUTH ALBEMARLE
Census Block Group3
Census Block3027
Census Tract931002

Owner

Source: Stanly County records · APN 655704627667

Assessment roll updated January 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40689 STONY GAP RD, ALBEMARLE, NC 28001-8151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2014
Deed SaleJun 26, 2014
Prior SaleOct 30, 2018 · Amount on Record
Deed Document Number0000364722
Deed Book / Page001492 / 000551
Last Transfer DateDec 21, 2023
Transfer Doc0000464189
Record UpdatedJun 07, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateDec 21, 2023
Property Address40689 STONY GAP RD, ALBEMARLE, NC 28001-8151
Document Number0000464189
Book / Page1840 / 726
Instrument DateNov 09, 2023
Instrument464189
Transaction TypeTransfer
Record UpdatedApr 10, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address40636 STONY GAP RD, ALBEMARLE, NC 28001-8151

Transferred To (Grantee/Buyer)

NameVerified Name
Address40689 STONY GAP RD, ALBEMARLE, NC 28001-8151

Mortgage

Document Number0000464190
DateDec 21, 2023
Book Page1840/732
Instrument464190
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2029
Change Frequency5 Years
Min Rate At Change4.62%
Max Rate At Change8.62%
Index5-Year CMT
Max Rate12.6%

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$826.00$108,701 Land $15,994 Building $92,707$108,701 Land $15,994 Building $92,707

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Stony Gap Rd

Nearby Streets

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