40688 Bow Trl, Nerstrand, MN 55053 Property Records

Goodhue County property record for 40688 Bow Trl, Nerstrand, MN 55053

Property Summary

Property Type	Rural Home
Details	5 bd · 4.5 ba · 4,273 sqft · built 2004
Lot Size	152 acres (6,644,207 sqft)
Owner	Individual Name on Record
Tax Bill	$12,754 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35.002.0900`

Property Details

APN / Parcel Number

Primary APN	`35.002.0900`
Alternative APN	`20369`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,273 sqft Living Area
Basement Area	4,251 sqft
Finished Basement	4,000 sqft
Unfinished Basement	251 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,644,207 sqft (152 acres)
Garage Type	Attached
Garage Area	1,540 sqft
Driveway	Driveway

Exterior Amenities

Porch	Patio
Porch Area	346 sqft
Deck Area	240 sqft
Patio Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20369
Street Address	40688 BOW TRL
City	NERSTRAND
State	MN
Zip	55053-3212
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECT-02 TWP-110 RANGE-018 152.53 AC ID# 35-0000-03100 PART OF NE 1/4 OF NW 1/4 SEC 2 110 18 SEE INDEX CARD 224 A AND W 1/2 OF
Legal Range	18W
Legal Township	110
Legal Section	02
Legal Subdivision	NORTHRIDGE ADD
Jurisdiction	GOODHUE MN
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1020
Census Tract	80700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nansen Agricultural Historic District listed 2000 · 190 contributing resources · NRIS 00001372

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40688 BOW TRL, NERSTRAND, MN 55053-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
Nov 4, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan HERITAGE BANK MINNESOTA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Recording Date	Sep 11, 2026
Property Address	40688 BOW TRL, NERSTRAND, MN 55053-3212
Document Number	0000715778
Instrument Date	Aug 10, 2026
Instrument	2026715778
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40688 BOW TRL, NERSTRAND, MN 55053-3212

Mortgage

Document Number	0000715778,
Date	Sep 11, 2026
Instrument	2026715778

Lender

Name	HERITAGE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	68 Months
Due	May 1, 2032

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	40688 BOW TRL, NERSTRAND, MN 55053-3212
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A709221
Date	Nov 4, 2025
Instrument	A709221

Lender

Name	HERITAGE BANK MINNESOTA
Type	Bank
Address	SAINT PAUL, MN 55108

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	57 Months
Due	Jul 31, 2030

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
County Subdivision	Holden Township
Unified School District	Kenyon-Wanamingo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,754.00 (+10.63%) Homeowner's exemption	$2,326,800 (+1.21%) Land $1,473,900 Building $852,900	$2,326,800 (+1.21%) Land $1,473,900 Building $852,900
2025		$2,299,000 (+13.05%) Land $1,432,900 Building $866,100	$2,299,000 (+13.05%) Land $1,432,900 Building $866,100
2023	$11,528.00 Homeowner's exemption	$2,033,600 Land $1,229,700 Building $803,900	$2,033,600 Land $1,229,700 Building $803,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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