40682 Waucoba St, Indio, CA 92203 Property Records

Riverside County property record for 40682 Waucoba St, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,405 sqft · built 2006
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual on Record
Last Sale	$540,000 (Feb 2023)
Tax Bill	$8,172 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2021 Line of Credit + 4 more
Flood Zone	Zone D (undetermined)
APN	`692-580-051`

Property Details

APN / Parcel Number

Primary APN	`692-580-051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,405 sqft Living Area
Gross Area	2,998 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	692580051
Street Address	40682 WAUCOBA ST
City	INDIO
State	CA
Zip	92203-3866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Description	.19 ACRES M/L IN LOT 229 MB 402/070 TR 32402
Legal Subdivision	TRACT 32402
Legal Tract	32402
Legal Lot Number	229
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1011
Census Tract	45305

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	40682 WAUCOBA ST, INDIO, CA 92203-3866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW LEAF FUNDING INC
May 3, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 21, 2017	Deed of Trust, Mortgage · FHA Mortgage MOTIVE LNDG
Apr 3, 2017	Grant Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	2023-0052655
Record Updated	Jun 7, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 23, 2023
Property Address	40682 WAUCOBA ST, INDIO, CA 92203-3866
Document Number	0000052655
Map Reference	MB 402 PG 70-89
Instrument Date	Jan 30, 2023
Instrument	2023-0052655
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40682 WAUCOBA ST, INDIO, CA 92203-3866

Mortgage

Document Number	0000052656
Date	Feb 23, 2023
Instrument	2023-0052656

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40682 WAUCOBA ST, INDIO, CA 92203-3866
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40682 WABUCOBA ST, INDIO, CA 92203-3866

Mortgage

Document Number	0000743086
Date	Dec 17, 2021
Instrument	2021-0743086

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40682 WAUCOBA ST, INDIO, CA 92203-3866
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40682 WAUCOBA ST, INDIO, CA 92203-3866

Mortgage

Document Number	0000380146
Date	Jun 24, 2021
Instrument	2021-0380146

Lender

Name	NEW LEAF FUNDING INC
Type	Non-Lending Institution
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40682 WAUCOBA ST, INDIO, CA 92203-3866
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153419
Date	May 3, 2019
Instrument	2019-0153419

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40682 WAUCOBA ST, INDIO, CA 92203-3866
Document Number	0000499496
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	40682 WAUCOBA ST INDIO CA 922033866, INDIO, CA 92203-3866

Mortgage

Document Number	0000499496
Date	Nov 29, 2017
Instrument	499496

Lender

Name	MOTIVE LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 3, 2017
Property Address	40682 WAUCOBA ST, INDIO, CA 92203-3866
Document Number	0000131194
Map Reference	MB 402 PG 70-89
Instrument Date	Feb 9, 2017
Instrument	2017-0131194
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	40682 WAUCOBA ST, INDIO, CA 92203-3866

Mortgage

Document Number	0000131195
Date	Apr 3, 2017
Instrument	2017-0131195

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Margin	4
Max Rate	12.3%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,172.00 (+10.16%) Disabled Person's exemption Veteran's exemption	$561,816 (+68.44%) Land $93,636 Building $468,180
2023	$7,418.00 (+2.22%)	$333,533 Land $83,380 Building $250,153
2022	$7,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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