Lapeer County property record for 4068 Austin Ct, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,081 sqft · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Feb 2020) |
| Tax Bill | $4,741 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-015-001-75 |
| Primary APN | 008-015-001-75 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,081 sqft Living Area |
| 1st Floor Area | 2,081 sqft |
| Basement Area | 2,081 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 2,569 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4068 AUSTIN CT |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-3656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | PART OF THE NE 1/4 OF SEC T7N-R9E DES AS BEG AT A POINT ON THE N LINE OF SAID SEC THAT IS S 88-54-48 W 827.03 FT FROM THE NE |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 15 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 336000 |
4068 Austin Ct is owned and occupied by two individuals who bought it in February 2020.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4068 AUSTIN CT, LAPEER, MI 48446-3656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Jul 6, 2020 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| Feb 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on File |
| Deed Sale | Feb 24, 2020 · Amount on File |
| Prior Sale | Jun 8, 2005 · Amount on File |
| Deed Document Number | 20203081280 |
| Deed Book / Page | 3081 / 280 |
| Prior Transfer Date | Aug 22, 2003 |
| Prior Transfer Doc | 1788000270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4068 AUSTIN CT, LAPEER, MI 48446-3656 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | LCT |
| Name | Verified Name |
|---|---|
| Address | 4068 AUSTIN CT, LAPEER, MI 48446-3656 |
| Document Number | 0032230522 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 3223/522 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4068 AUSTIN CT, LAPEER, MI 48446-3656 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031110974 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 3111/974 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Feb 24, 2020 |
| Property Address | 4068 AUSTIN CT, LAPEER, MI 48446-3656 |
| Document Number | 0030810280 |
| Book / Page | 003081 / 000280 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4280 EASTPORT DR BRIDGEPORT MI 487229607, BRIDGEPORT, MI 48722-9607 |
| Document Number | 30810284 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 003081/000284 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 4068 Austin Ct was $4,741 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,000 (+13.23%) | $582,000 (+13.23%) | |
| 2025 | $4,741.00 Homeowner's exemption | $257,000 | $514,000 |
| 2023 | $234,800 | $469,600 | |
| 2022 | $4,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4068 Austin Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4068 Austin Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Bitwise Fixed Wireless | 100 / 10 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
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