40661 Gemstone Ct, Leesburg, VA 20175 Property Records

Loudoun County property record for 40661 Gemstone Ct, Leesburg, VA 20175

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,683 sqft · built 2000
Lot Size	3 acres (131,115 sqft)
Owner	2 Individual Names on File
Last Sale	$1,925,000 (Dec 2024)
Tax Bill	$14,541 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`274-25-5722-000`

Property Details

APN / Parcel Number

Primary APN	`274-25-5722-000`
Alternative APN	`59 17 20`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	6,683 sqft Living Area
1st Floor Area	1,730 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,115 sqft
Garage Type	Attached
Garage Area	710 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	562 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	40661 GEMSTONE CT
City	LEESBURG
State	VA
Zip	20175-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	EMERALD PARK ESTATES L.20 1851--1048
Legal Subdivision	EMERALD PARK ESTATE
Legal Block	2
Legal Lot Number	20
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	2
Census Block	2008
Census Tract	610602

Owner

40661 Gemstone Ct is owned and occupied by two individuals who bought it in December 2024.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40661 GEMSTONE CT, LEESBURG, VA 20175-9062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 10, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on File
Deed Sale	Dec 16, 2024 · Amount on File
Prior Sale	Dec 18, 2000 · Amount on File
Deed Document Number	202454171
Prior Transfer Date	Dec 14, 2024
Prior Transfer Doc	0000054209
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40661 GEMSTONE CT, LEESBURG, VA 20175-9062
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027555
Date	Jul 14, 2023
Instrument	202307140027555

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40661 GEMSTONE CT, LEESBURG, VA 20175-9062
Document Number	20170324017425
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40661 GEMSTONE CT LEESBURG VA 201759062, LEESBURG, VA 20175-9062

Mortgage

Document Number	20170324017425
Date	Mar 24, 2017
Instrument	17425

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 40661 Gemstone Ct was $14,541.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,541.00	$1,806,400 Land $405,100 Building $1,401,300	$1,806,400 Land $405,100 Building $1,401,300
2023	$10,572.00	$1,208,260 Land $295,100 Building $913,160	$1,208,260 Land $295,100 Building $913,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40661 Gemstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40661 Gemstone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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