Riverside County property record for 40655 la Costa Cir E, Palm Desert, CA 92211
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1.75 ba · 821 sqft · built 1981 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jul 2021) |
| Tax Bill | $3,278 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 632-190-002 |
| Primary APN | 632-190-002 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 821 sqft Living Area |
| Gross Area | 873 sqft |
| 1st Floor Area | 821 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 40655 LA COSTA CIR E |
|---|---|
| City | PALM DESERT |
| State | CA |
| Zip | 92211-0703 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CBOOK |
| Legal Description | LOT 2 MB 112/082 TR 13145-2 & INT IN COMMON AREAS |
| Legal Subdivision | TRACT NO 13145 2 |
| Legal Tract | 13145-2 |
| Legal Lot Number | 2 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | CATHEDRAL CITY-PALM DESERT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 44927 |
Source: Riverside County assessment roll, APN 632-190-002, as of August 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40655 LA COSTA CIR E, PALM DESERT, CA 92211-0703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jul 12, 2021 | Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER |
| May 02, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on Record |
| Deed Sale | Jul 12, 2021 · Amount on Record |
| Prior Sale | Nov 30, 2010 · Amount on Record |
| Deed Document Number | 2021417250 |
| Prior Transfer Date | Apr 09, 2019 |
| Prior Transfer Doc | 0000152070 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 40655 LA COSTA CIR E, PALM DESERT, CA 92211-0703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 40655 LA COSTA CIR E, PALM DESERT, CA 92211-0703 |
| Document Number | 0000242164 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023-0242164 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 12, 2021 |
| Property Address | 40655 LA COSTA CIR E, PALM DESERT, CA 92211-0703 |
| Document Number | 0000417250 |
| Map Reference | MB 112 PG 82-86 |
| Instrument Date | Jun 01, 2021 |
| Instrument | 2021-0417250 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40655 LA COSTA CIR E, PALM DESERT, CA 92211-0703 |
| Document Number | 0000417251 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-0417251 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 02, 2019 |
| Property Address | 40655 LA COSTA CIR E, PALM DESERT, CA 92211-0703 |
| Document Number | 0000152070 |
| Instrument Date | Apr 09, 2019 |
| Instrument | 152070 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6368 BERYL ST ALTA LOMA CA 917013305, ALTA LOMA, CA 91701-3305 |
Source: Riverside County assessment roll as of August 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Palm Desert City |
| Unified School District | Desert Sands Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,278.00 (+2.73%) | $228,159 (+4.04%) Land $53,060 Building $175,099 | |
| 2024 | $3,191.00 (+2.67%) | ||
| 2023 | $3,108.00 (+2.64%) | $219,300 Land $51,000 Building $168,300 | |
| 2022 | $3,028.00 | ||
| 2021 | $190,620 |
Source: FEMA National Flood Hazard Layer, Riverside County (06065C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650449273, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 390 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: California Internet, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system CA3310001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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