Riverside County property record for 40654 Emerald Cv, Bermuda Dunes, CA 92203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 3,321 sqft · built 2004 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,050,000 (Jan 2007) |
| Tax Bill | $17,833 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 607-040-067 |
| Primary APN | 607-040-067 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,321 sqft Living Area |
| Gross Area | 4,637 sqft |
| 1st Floor Area | 3,321 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 1,126 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 40654 EMERALD CV |
|---|---|
| City | BERMUDA DUNES |
| State | CA |
| Zip | 92203-8190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R112000 |
| Legal Description | 1.00 ACRES NET IN PAR 1 PM 216/089 PM 31909 |
| Legal Subdivision | PARCEL MAP NO 31909 |
| Legal Lot Number | 1 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | COACHELLA VALLEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 45233 |
40654 Emerald Cv is owner-occupied and held in a trust since December 2007.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 40654 EMERALD CV, BERMUDA DUNES, CA 92203-8190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2007 · Amount on File |
| Deed Sale | Jan 12, 2007 · Amount on File |
| Deed Document Number | 200727994 |
| Last Transfer Date | Dec 5, 2007 |
| Transfer Doc | 0000735321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 40654 EMERALD CV, BERMUDA DUNES, CA 92203-8190 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 40654 EMERALD CV, BERMUDA DUNES, CA 92203-8190 |
| Document Number | 0000635237 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-0635237 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
The 2025 property tax bill for 40654 Emerald Cv was $17,833.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Unified School District | Desert Sands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,360,000 (-6.49%) Land $500,000 Building $860,000 | ||
| 2025 | $17,833.00 | $1,454,380 Land $535,903 Building $918,477 | |
| 2023 | $15,190.00 (+9.98%) | $1,238,542 Land $456,134 Building $782,408 | |
| 2022 | $13,811.00 | ||
| 2021 | $1,084,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40654 Emerald Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40654 Emerald Cv is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | COACHELLA VWD: COVE COMMUNITY |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks.
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