Lake County property record for 40652 Stone Horse Dr, Polson, MT 59860
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 3 ba · 1,712 sqft · built 2022 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,528 (2025) |
| Deeds & Mortgages | Apr 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R1523784 |
| Primary APN | R1523784 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Waterfront / Beach |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 404 sqft |
| Deck Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 0000030570 |
|---|---|
| Street Address | 40652 STONE HORSE DR |
| City | POLSON |
| State | MT |
| Zip | 59860-7772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | STONE RIDGE RANCH PH I, S31, T23 N, R20 W, LOT 6, ACRES 0.5 |
| Legal Subdivision | STONE RIDGE RANCH PH I |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 940307 |
Source: Lake County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1595, POLSON, MT 59860-1595 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 40652 STONE HORSE DR, POLSON, MT 59860-7772 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000587643 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 587643 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Feb 1, 2052 |
Source: Lake County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,528.00 (-16.93%) | $789,470 (+20.28%) | $789,470 (+20.28%) Land $77,250 Building $712,220 |
| 2023 | $4,247.00 | $656,360 | $656,360 Land $81,750 Building $574,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 85% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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