40650 Palm Dr, Eustis, FL 32736 Property Records

Lake County property record for 40650 Palm Dr, Eustis, FL 32736 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2018
Square Footage	1,491 sqft Living Area
Lot Size	11,837 sqft (0.272 acres)
Occupancy	Owner Occupied
Last Sale	$249,000 (2021)
Tax Bill	$3,145.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-18-29-0200-00A-01700`
Alternative APNs	`291808020000A01700` `1675006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,491 sqft Living Area
1st Floor	1,491 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2018
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	11,837 sqft (0.272 acres)
Depth X Width	117 ft x 103 ft Depth x Width

Exterior Amenities

Pool Area	752 sqft Pool
Deck Area	Deck Area
Porch Area	510 sqft Porch
Utility Building	128 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1675006
Street Address	40650 PALM DR
City	EUSTIS
State	FL
Zip	32736-9128
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE LAKES LOT 17 BLK A FROM NW COR OF LOT 18 BLK A RUN S 73-50-0 E ALONG N LINE 13 FT FOR POB RUN S 16-10-0 W 17 FT S 73-50-0 E 91.06 FT N 16-10-0 E 17 FT TO N LINE OF SAID LOT 18 BLK A N 73-50-0 W 91.06 FT TO POB PB 12 PG 67 ORB 5855 PG 542
Legal Range	29E
Legal Township	18S
Legal Section	8
Legal Subdivision	PINE LAKES
Legal Tract	0200
Legal Block	A
Legal Lot Number	17
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	1
Census Block	1043
Census Tract	30106

Owner

Source: Lake County records · APN 08-18-29-0200-00A-01700

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40650 PALM DR, EUSTIS, FL 32736-9128
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ESSEX MORTGAGE
Dec 13, 2021	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESPIRE MORTGAGE CORP
May 01, 2020	Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FREEDOM MTG
Jul 14, 2017	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Doc Number	2021171244
Deed Book / Page	5855 / 542
Prior Transfer Date	May 19, 1999
Prior Transfer Doc	0017180956
Record Refreshed	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40650 PALM DR, EUSTIS, FL 32736-9128
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40650 PALM DR, EUSTIS, FL 32736-9128

Mortgage

Document Number	0063240336
Date	Apr 29, 2024
Book Page	6324/336
Instrument	2024049862

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jan 01, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 13, 2021
Property Address	40650 PALM DR, EUSTIS, FL 32736-9128
Document Number	0058550542
Book / Page	5855 / 542
Map Reference	MB 12 PG 67&68
Instrument Date	Dec 03, 2021
Instrument	2021171244
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SUNRISE AVE, ORMOND BEACH, FL 32176-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40650 PALM DR, EUSTIS, FL 32736-9128

Mortgage

Document Number	0005855544
Date	Dec 13, 2021
Instrument	5855/544

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Mortgage

Document Number	0058591991
Date	Dec 17, 2021
Book Page	5859/1991
Instrument	2021174658

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	40650 PALM DR, EUSTIS, FL 32736-9128
Document Number	0054692105
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	40650 PALM DR EUSTIS FL 327369128, EUSTIS, FL 32736-9128

Mortgage

Document Number	0054692105
Date	May 13, 2020
Book Page	005469/002105
Instrument	52881

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Interest

Rate	3.75%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 14, 2017
Property Address	40650 PALM DR, EUSTIS, FL 32736-9128
Document Number	0049720871
Book / Page	4972 / 0871
Map Reference	MB 12 PG 67&68
Instrument Date	Jul 14, 2017
Instrument	2017075886
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31717 S LAKE DR, 31717, EUSTIS, FL 32736-8225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40650 PALM DR, RANBURNE, AL 36273

Mortgage

Document Number	2017075887
Date	Jul 14, 2017
Instrument	2017075887

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,244 (-0.01%) Land $26,467 Building $150,777	$177,244 (-0.01%) Land $26,467 Building $150,777
2025		$177,258 (+4.92%) Land $26,467 Building $150,791	$177,258 (+4.92%) Land $26,467 Building $150,791
2024	$3,145.00 (+10.82%)
2023	$2,838.00 (+5.97%)	$168,948 (+2.88%)	$168,948 (+2.88%) Land $23,607 Building $145,341
2022	$2,678.00	$164,212	$164,212 Land $18,885 Building $145,327

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 467 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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