4065 S Allen Rd, Baxter, TN 38544 Property Records

Putnam County property record for 4065 S Allen Rd, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,105 sqft · built 2023
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Jun 2026)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2022 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`071111 06601`

Property Details

APN / Parcel Number

Primary APN	`071111 06601`
Alternative APN	`111 06601`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,105 sqft Living Area
1st Floor Area	2,105 sqft
Basement Area	2,105 sqft
Unfinished Basement	2,105 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4065 S ALLEN RD
City	BAXTER
State	TN
Zip	38544-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	A ALLEN & B WINCHESTER
Legal Lot Number	P/O 1
Jurisdiction	PUTNAM TN
Township / Civil Division	7
Census Block Group	3
Census Block	3031
Census Tract	1100

Owner

4065 S Allen Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Putnam County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4065 S ALLEN RD, BAXTER, TN 38544-5313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Dec 19, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Jun 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN BANK & TRUST OF THE CUMBER
Apr 22, 2021	Warranty Deed, Transfer UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC
Apr 22, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF TENNESSEE
Jan 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LARRY FRAISER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	2026325693
Deed Book / Page	1705 / 797
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 11, 2026
Property Address	4065 S ALLEN RD, BAXTER, TN 38544-5313
Document Number	0000325693
Book / Page	1705 / 797
Instrument Date	Jun 11, 2026
Instrument	2026325693
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	CSTONE TITLE, CAPSTONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222,351.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 S ALLEN RD, BAXTER, TN 38544-5313

Mortgage

Document Number	0000325693,
Date	Jun 11, 2026
Book Page	1706/1
Instrument	2026325693

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	4065 S ALLEN RD, BAXTER, TN 38544-5313
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145043
Date	Dec 19, 2022
Book Page	1450/43
Instrument	281900

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 21, 2021
Property Address	4065 S ALLEN RD, BAXTER, TN 38544-5313
Document Number	0001314276
Book / Page	1314 / 276
Instrument Date	Jun 21, 2021
Instrument	258804
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 E VETERANS DR, COOKEVILLE, TN 38501-4695

Mortgage

Document Number	0000258805
Date	Jun 21, 2021
Instrument	258805

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBER
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 22, 2021
Property Address	4065 S ALLEN RD, BAXTER, TN 38544-5313
Document Number	0001297480
Book / Page	1297 / 480
Instrument Date	Apr 22, 2021
Instrument	255971
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC

Transaction

Amount	Amount on Record
Tax	$184.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3611 EATON RD, COOKEVILLE, TN 38501-6642

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 22, 2021
Property Address	4065 S ALLEN RD, BAXTER, TN 38544-5313
Document Number	0001297465
Book / Page	1297 / 465
Instrument Date	Mar 22, 2021
Instrument	255967
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255968
Date	Apr 22, 2021
Instrument	255968

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 25, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jan 7, 2021
Property Address	4065 S ALLEN RD, BAXTER, TN 38544-5313
Document Number	0001266734
Book / Page	1266 / 734
Instrument Date	Dec 31, 2020
Instrument	251007
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 S BUNKER HILL RD, SPARTA, TN 38583-7008

Mortgage

Document Number	0000251008
Date	Jan 7, 2021
Instrument	251008

Lender

Name	LARRY FRAISER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	1 Months
Due	Feb 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 4065 S Allen Rd was $2,922.

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00	$109,850 Land $9,375 Building $100,475
2023		$109,850 Land $9,375 Building $100,475
2022	$232.00
2021			$439,400 Land $37,500 Building $401,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4065 S Allen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4065 S Allen Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE BOAT DOCK RD U.D. serves 9,345 people · EPA ID TN0000134
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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